$625K · 3 bed Detached · South J, London South

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About this home

This purchase price is the base price less HST. The HST rebate is subject to Buyers' eligibility and final approval by applicable government authorities. Buyers who do not qualify, or are unable to fulfil all eligibility requirements will be subject to all applicable additional HST on closing.READY TO MOVE IN - NEW CONSTRUCTION ! The Montana functional design This impressive home features 3 bedrooms, 2.5 baths, (WALK OUT basement ) . Ironstone's Ironclad Pricing Guarantee ensures you get: 9 ma…

Property details

MLS#

X12819536

Status

Buy Now

Property class

Residential Freehold

Beds

Baths

3 full, 0 half

Rooms

Kitchens

Size

1500-2000Exact finished sqft not on MLS feed (often MPAC-only on broker systems)

Basement

Walk-Out

Style

2-Storey

Type

Detached

Year built

Approx. New yrs

Occupancy: Vacant
Washrooms: 2 pc · Main; 3 pc · Second; 4 pc · Second
Family room: Family room
Central vacuum: No
Ensuite laundry: No

Roof: Metal, Asphalt Shingle
Foundation: Concrete

Garage: 1-car Attached
Garage spaces: 1
Parking: 2 total
Lot: 9.68 × 31
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Other
Fronting on: East
Cross street: Pond Mills
Stories: —
Utilities: —
Laundry: —
Interior: Sump Pump
Parking features: Private

Level	Room	Dimensions
Main	Bathroom	—
Main	Kitchen	2.59m × 3.76m
Main	Living Room	3.84m × 6.35m
Second	Primary Bedroom	3.89m × 4.11m
Second	Bedroom 2	2.72m × 3.61m
Second	Bedroom 3	3.12m × 3.4m
Second	Media Room	2.82m × 4.04m
Second	Bathroom	—
Second	Bathroom	—
Second	Laundry	—

Level

Room

Dimensions

Main

Bathroom

—

Main

Kitchen

2.59m × 3.76m

Main

Living Room

3.84m × 6.35m

Second

Primary Bedroom

3.89m × 4.11m

Second

Bedroom 2

2.72m × 3.61m

Second

Bedroom 3

3.12m × 3.4m

Second

Media Room

2.82m × 4.04m

Second

Bathroom

—

Second

Bathroom

—

Second

Laundry

—

Price movement & seller pressure

↓ $57KPrice reduction

MLS shows the seller reduced the asking price by $57,209 (from $681,900 to $624,691).

Motivated SellerWhy this label

Vacant property — MLS shows vacant occupancy and the listing has been on market 120+ days.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $624,691✓ $0 tax✓ Gas✓ 1500-2000 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,574/mo

incl. closing costs (yr 1)

Annual total

$54,885

year 1

Mortgage only

$2,370/mo

principal + interest

Beyond mortgage

$998/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$124,938

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$0/mo

Utilities

Hydro / electricity$123/mo

≈ $0.07/ft² × ~1,750 ft² · ON avg ~$123/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,247/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$8,969

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)52% $28,439/yr

Property taxes16% $8,969/yr

Utilities8% $4,530/yr

Insurance & security3% $1,600/yr

Maintenance11% $6,247/yr

Closing costs9% $5,100/yr

Mortgage is 52% of your true cost of ownership. The other 48% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$28,439	$2,370/mo
Government & taxes
Land transfer tax(closing)	$8,969	$747/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,470	$123/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,247	$521/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$54,885	$4,574/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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42 JULIE Crescent

About this home

MyStreetValue™ Analysis

Property details

Rooms

Price movement & seller pressure

Sales History

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Annual costs