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$920K · 3 bed Condo Townhouse · 438 - Port Dalhousie, St. Catharines | MyPropertyScout

$920,000

Unit 4

34OwnerOccupied

Map

Waterfront

$920,000

F●●●○○

Unit 4

88 Lakeport Road · St. Catharines · Ontario L2N 4P8

MLS® X12818438 · 438 - Port Dalhousie · L2N 4P8

34OwnerOccupied1600-1799 ft²Condo Townhouse1-car Attached$541/ft²$6,994 tax/yrBuilt 198541 yrs old

30% above market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

A notable address "On The Henley" Townhouse Condos in the Port Dalhousie area, is a well kept complex. The nautical theme of its architecture is a reflection of the working port it used to be. The water view is of historical significance of the first 4 canals. When you walk into Port Dalhousie you are stepping back in time, to a time close to nature. Close to 12 Mile Creek and Martindale Pond, that leads into Lake Ontario. Nestled overlooking the Henley, you're just minutes from the highway and…

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Property details

MLS#: X12818438
Status: Buy Now
Beds: 3
Baths: 4 full, 0 half
Size: 1600-1799
Style: 2-Storey
Type: Condo Townhouse
Year built: —

Roof: Asphalt Shingle
Foundation: Poured Concrete
Property features: Waterfront, School Bus Route, School, Public Transit, Park, Lake/Pond

Fireplace features: Natural Gas, Living Room

View: Water

Waterfront: Yes
Water view: Partially Obstructive
Water body: Martindale Pond
Shoreline: Unknown
Waterfront features: Waterfront-Not Deeded

Condo corp #: 101
Balcony: Open
Locker: None
Fees include: Water Included, Common Elements Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: 1-car Attached
Garage spaces: 1
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Exterior: Vinyl Siding · Porch, Lawn Sprinkler System, Landscaped, Deck
Fronting on: —
Cross street: Lakeshore Rd & Ontario St
Basement: Finished with Walk-Out, Full
Stories: 1
Utilities: —
Laundry: In-Suite Laundry, Laundry Closet
Interior: Auto Garage Door Remote, Guest Accommodations, Storage
Parking features: Private

Rooms

Level	Room	Dimensions
Main	Kitchen	2.6m × 3.9m
Main	Dining Room	2.7m × 2.9m
Main	Living Room	3.3m × 5.7m
Main	Bathroom	1.2m × 1.2m
Second	Primary Bedroom	5.1m × 5.3m
Second	Bedroom 2	3.3m × 3.6m
Second	Bedroom 3	2.6m × 5.1m
Second	Bathroom	1.5m × 2.4m
Second	Bathroom	1.8m × 1.5m
Basement	Recreation	5.2m × 5.7m
Basement	Bathroom	1.2m × 2.1m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX NIAGARA REALTY LTD, BROKERAGE

Source: TRREB/PROPTX · MLS® X12818438

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$920K

Unit 4 · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $920,000✓ $6,994 tax✓ Gas✓ 1600-1799 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$7,884/mo

incl. closing costs (yr 1)

Annual total

$94,603

year 1

Mortgage only

$3,490/mo

principal + interest

Beyond mortgage

$2,696/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$184,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$583/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,700 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$9,200/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$76/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$14,875

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)44% $41,882/yr

Property taxes23% $21,869/yr

Utilities4% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance10% $9,200/yr

Condo fees12% $10,992/yr

Closing costs5% $5,100/yr

Mortgage is 44% of your true cost of ownership. The other 56% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$41,882	$3,490/mo
Government & taxes
Property tax	$6,994	$583/mo
Land transfer tax(closing)	$14,875	$1,240/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$9,200	$767/mo
Condo fees
Condo / HOA fees	$10,992	$916/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$94,603	$7,884/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 4

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs