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$615K · 2 bed Condo Apartment · 4101 - Ottawa Centre, Ottawa Centre | MyPropertyScout

$615,000

Unit 1101

126 DOM

22126d

Map

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DOM 126

↓ $34,000Price Reduced

$615,000

F●●●○○DOM126days

Unit 1101

340 Queen Street · Ottawa Centre · Ontario K1R 0G1

MLS® X12817032 · 4101 - Ottawa Centre · K1R 0G1

22TenantOccupied800-899 ft²Condo Apartment1-car Underground126d$724/ft²$0 tax/yr

24% above market · 126 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

*ONE UNDERGROUND PARKING INCLUDED* Welcome to this newly built upgraded 2-bedroom, 2-bathroom condominium offering the perfect combination of modern design, comfort, and convenience. Ideally located in the heart of Ottawa with direct access to the LRT , this residence is just steps from shops, restaurants, and even features a Food Basics grocery store right on site for everyday essentials. Inside, you'll find a bright open-concept layout with sleek finishes and contemporary style throughout. The…

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Property details

MLS#: X12817032
Status: Buy Now
Beds: 2
Baths: 2 full, 0 half
Size: 800-899
Style: Apartment
Type: Condo Apartment
Year built: —

Foundation: Poured Concrete
Property features: Public Transit

Condo corp #: 1106
Balcony: Open
Locker: Exclusive
Association amenities: Concierge, Elevator, Exercise Room, Indoor Pool, Media Room, Party Room/Meeting Room
Fees include: Heat Included, Common Elements Included, Building Insurance Included, Water Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Concrete · Patio
Fronting on: —
Cross street: Corner of Queen St. & Lyon St. N
Basement: None
Stories: 11
Utilities: —
Laundry: In-Suite Laundry
Interior: Carpet Free
Parking features: Underground

Additional listing data

ListAOR: Ottawa Real Estate Board

Rooms

Level	Room	Dimensions
Main	Foyer	1.84m × 2.62m
Main	Kitchen	2.87m × 3.46m
Main	Living Room	3.65m × 2.43m
Main	Primary Bedroom	2.87m × 3.63m
Main	Bedroom	3.2m × 2.95m
Main	Bathroom	1.72m × 3.05m
Main	Bathroom	1.39m × 2.57m
Main	Laundry	0.94m × 1.01m
Main	Other	3.65m × 2.85m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: EXIT REALTY MATRIX

Source: TRREB/PROPTX · MLS® X12817032

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$615K

Unit 1101 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $615,000✓ $0 tax✓ Gas✓ 800-899 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,103/mo

incl. closing costs (yr 1)

Annual total

$61,234

year 1

Mortgage only

$2,333/mo

principal + interest

Beyond mortgage

$1,580/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$123,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$0/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~850 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,150/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$53/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$8,775

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)46% $27,997/yr

Property taxes14% $8,775/yr

Utilities6% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance10% $6,150/yr

Condo fees12% $7,651/yr

Closing costs8% $5,100/yr

Mortgage is 46% of your true cost of ownership. The other 54% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$27,997	$2,333/mo
Government & taxes
Land transfer tax(closing)	$8,775	$731/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,150	$513/mo
Condo fees
Condo / HOA fees	$7,651	$638/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$61,234	$5,103/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 1101

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs