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$240K · 1 bed Condo Apartment · 446 - Fairview, St. Catharines | MyPropertyScout

$240,000

Unit 1002

132 DOM

11132d

Map

⚡ Insider Deal

DOM 132

↓ $25KMotivated SellerPrice Reduced

$240,000

↓ $25KMotivated Seller

DOM132days

Unit 1002

Geneva on the Park · 359 Geneva Street · St. Catharines · Ontario L2N 2G5

MLS® X12811060 · 446 - Fairview · L2N 2G5

11Vacant600-699 ft²Condo ApartmentNoneNo basement132d$370/ft²$1,713 tax/yrBuilt 195175 yrs oldNo basement

132 days on market

About this home

Well kept spacious one bedroom condo apartment in a great central location ! It's time to stop paying rent and get yourself inti the property market - and this apartment ticks all the boxes ! Lower condo fees, well located, safe well maintatined building in walking distance to Fairview Mall, Easy Access to highway and bus services. All furniture is negotiable.

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Property details

MLS#: X12811060
Status: Buy Now
Property class: Residential Condo & Other
Beds: 1
Baths: 1 full, 0 half
Rooms: 5
Kitchens: 1
Size: 600-699Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: 1 Storey/Apt
Type: Condo Apartment
Year built: 1951

Occupancy: Vacant
Washrooms: 4 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: No

Building name: Geneva on the Park
Condo corp #: 105
Balcony: Enclosed
Locker: None
Fees include: Heat Included, Water Included, Common Elements Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Baseboard
Heating fuel: Gas
Cooling: Wall Unit(s), Window Unit(s)
Fireplaces: —
Waterfront: No
Exterior: Concrete
Fronting on: —
Cross street: Scott/Carlton
Stories: 10
Utilities: —
Laundry: Coin Operated
Interior: Carpet Free, Primary Bedroom - Main Floor
Parking features: —

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Main	Living Room	3.57m × 5.18m
Main	Dining Room	2.44m × 2.68m
Main	Bedroom	3.11m × 4.97m
Main	Kitchen	2.31m × 2.52m
Main	Bathroom	1.49m × 2.19m

Seller signals

Price movement & seller pressure

↓ $25KPrice reduction

MLS shows the seller reduced the asking price by $25,000 (from $265,000 to $240,000).

Motivated SellerWhy this label

Vacant property — MLS shows vacant occupancy and the listing has been on market 120+ days.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: ONE PERCENT REALTY LTD.

Source: TRREB/PROPTX · MLS® X12811060

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$240K

Unit 1002 · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $240,000✓ $1,713 tax✓ Gas✓ 600-699 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$2,820/mo

incl. closing costs (yr 1)

Annual total

$33,834

year 1

Mortgage only

$910/mo

principal + interest

Beyond mortgage

$1,274/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$48,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$143/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~650 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$2,400/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$42/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$2,125

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)32% $10,926/yr

Property taxes11% $3,838/yr

Utilities12% $3,960/yr

Insurance & security5% $1,600/yr

Maintenance7% $2,400/yr

Condo fees18% $6,010/yr

Closing costs15% $5,100/yr

Mortgage is 32% of your true cost of ownership. The other 68% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$10,926	$910/mo
Government & taxes
Property tax	$1,713	$143/mo
Land transfer tax(closing)	$2,125	$177/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$2,400	$200/mo
Condo fees
Condo / HOA fees	$6,010	$501/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$33,834	$2,820/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 1002

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

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Annual costs