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$497K · 1 bed Condo Apartment · Chaffey, Huntsville | MyPropertyScout

$497,000

Unit 316

11TenantOccupied

Map

Waterfront

$497,000

F●●○○○

Unit 316

25 PEN LAKE POINT Road · Huntsville · Ontario P1H 1A9

MLS® X12807764 · Chaffey · P1H 1A9

11TenantOccupied600-699 ft²Condo ApartmentNone$765/ft²$4,086 tax/yrBuilt 20188 yrs old

31% above market · regional est.

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

A Muskoka Retreat with Earning Potential! Dreaming of owning a little slice of Muskoka? Welcome to Unit 316 at Lakeside Lodge in Deerhurst Resort a beautifully furnished 1-bedroom condo that offers the best of both worlds: a carefree cottage lifestyle with the potential to generate income when you're not using it. Step inside and you're greeted by a bright, open-concept layout with a full kitchen, island seating, and a cozy gas fireplace perfect for curling up after a day on the trails or the la…

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Property details

MLS#: X12807764
Status: Buy Now
Beds: 1
Baths: 1 full, 0 half
Size: 600-699
Style: Multi-Level
Type: Condo Apartment
Year built: —

Roof: Shingles
Foundation: Poured Concrete
Property features: Beach, Golf, Lake Access, Lake/Pond, Waterfront, Skiing

Fireplace features: Fireplace Insert, Natural Gas, Living Room

View: Bay

Waterfront: Yes
Water view: Partially Obstructive
Water body: Peninsula Lake
Water frontage: 500 ft
Shoreline: Hard Bottom, Shallow, Sandy
Waterfront features: Dock, Stairs to Waterfront, Beach Front

Condo corp #: 89
Balcony: Open
Locker: Ensuite+Exclusive
Association amenities: Bike Storage, Exercise Room, Gym, Outdoor Pool, Party Room/Meeting Room, Communal Waterfront Area
Fees include: Heat Included, Water Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Exterior: Stucco (Plaster) · Controlled Entry, Lighting, Year Round Living
Fronting on: —
Cross street: Highway 60 to Deerhurst Drive to Pen Lake Point Road.
Basement: None
Stories: 3
Utilities: —
Laundry: Common Area, Laundry Room, In Basement
Interior: Carpet Free, Storage, Storage Area Lockers
Parking features: Other, Unreserved, Surface

Rooms

Level	Room	Dimensions
Main	Kitchen	4.9m × 5.92m
Main	Living Room	4.9m × 5.92m
Main	Bedroom	3.61m × 3.68m
Main	Bathroom	1.22m × 2.44m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: Chestnut Park Real Estate

Source: TRREB/PROPTX · MLS® X12807764

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$497K

Unit 316 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $497,000✓ $4,086 tax✓ Gas✓ 600-699 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,681/mo

incl. closing costs (yr 1)

Annual total

$56,173

year 1

Mortgage only

$1,885/mo

principal + interest

Beyond mortgage

$1,803/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$99,400

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$341/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~650 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,970/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$52/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,415

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)40% $22,626/yr

Property taxes19% $10,501/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,970/yr

Condo fees13% $7,416/yr

Closing costs9% $5,100/yr

Mortgage is 40% of your true cost of ownership. The other 60% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$22,626	$1,885/mo
Government & taxes
Property tax	$4,086	$341/mo
Land transfer tax(closing)	$6,415	$535/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,970	$414/mo
Condo fees
Condo / HOA fees	$7,416	$618/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$56,173	$4,681/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 316

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs