$650K · 3 bed Detached · 558 - Confederation Heights, Thorold

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About this home

Discover comfort and space in this beautifully maintained 3-bed, 2.5 Bath with fully finished basement residence. Located in one of Thorold's most sought-after family communities, this home features a large, bright kitchen and a living room with walk-out access to a private wooden deck-perfect for summer BBQs and entertaining. Loaded with upgrades and move in ready. AC AND FURNACE (2021), WINDOWS AND PATIO DOOR (2025), SIDING, GUTTERS, FACIA (2025), GARAGE DOOR (2022), FLOORS, KITCHEN, BATHS, GL…

Property details

MLS#

X12807100

Status

Buy Now

Property class

Residential Freehold

Beds

Baths

3 full, 0 half

Rooms

Kitchens

Size

1500-2000Exact finished sqft not on MLS feed (often MPAC-only on broker systems)

Basement

Full, Finished

Style

2-Storey

Type

Detached

Year built

—Year built not on MLS feed (often MPAC-only on broker systems)

Roll / ARN: 273100002362201

Occupancy: Owner Occupied
Washrooms: 2 pc · Main; 3 pc · Basement; 5 pc · Second
Family room: Family room
Central vacuum: No
Ensuite laundry: No

Roof: Asphalt Shingle
Foundation: Poured Concrete
Property features: Level, Public Transit

Garage: 1-car Attached
Garage spaces: 1
Parking: 5 total
Lot: 31.23 × 96
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Brick, Vinyl Siding
Fronting on: South
Cross street: KEEFER/BUCHANAN
Stories: —
Utilities: —
Laundry: —
Interior: Carpet Free, Storage Area Lockers, Water Heater
Parking features: Private Double

Level	Room	Dimensions
Main	Living Room	3.33m × 6.68m
Main	Kitchen	3.35m × 4.32m
Main	Dining Room	3.2m × 3.53m
Second	Primary Bedroom	3.48m × 4.27m
Second	Bedroom 2	3.51m × 3.45m
Second	Bedroom 3	3.84m × 4.22m
Basement	Family Room	3.56m × 4.32m
Basement	Recreation	3.25m × 3.61m

Level

Room

Dimensions

Main

Living Room

3.33m × 6.68m

Main

Kitchen

3.35m × 4.32m

Main

Dining Room

3.2m × 3.53m

Second

Primary Bedroom

3.48m × 4.27m

Second

Bedroom 2

3.51m × 3.45m

Second

Bedroom 3

3.84m × 4.22m

Basement

Family Room

3.56m × 4.32m

Basement

Recreation

3.25m × 3.61m

Price movement & seller pressure

↓ $79KPrice reduction

MLS shows the seller reduced the asking price by $79,100 (from $729,000 to $649,900).

Motivated SellerWhy this label

135 days on market — Listing has been active for 135 days — extended time on market can signal seller pressure.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $649,900✓ $4,479 tax✓ Gas✓ 1500-2000 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,106/mo

incl. closing costs (yr 1)

Annual total

$61,268

year 1

Mortgage only

$2,466/mo

principal + interest

Beyond mortgage

$1,392/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$129,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$373/mo

Utilities

Hydro / electricity$123/mo

≈ $0.07/ft² × ~1,750 ft² · ON avg ~$123/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,499/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$9,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)48% $29,586/yr

Property taxes23% $13,952/yr

Utilities7% $4,530/yr

Insurance & security3% $1,600/yr

Maintenance11% $6,499/yr

Closing costs8% $5,100/yr

Mortgage is 48% of your true cost of ownership. The other 52% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$29,586	$2,466/mo
Government & taxes
Property tax	$4,479	$373/mo
Land transfer tax(closing)	$9,473	$789/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,470	$123/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,499	$542/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$61,268	$5,106/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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30 BUCHANAN Crescent

About this home

MyStreetValue™ Analysis

Property details

Rooms

Price movement & seller pressure

Sales History

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Annual costs