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$640K · 3 bed Condo Townhouse · Red Hill, Hamilton | MyPropertyScout

$639,900

Unit 22

34Vacant

Map

$639,900

B●●●○○

Unit 22

255 Mount Albion Road · Hamilton · Ontario L8K 6P7

MLS® X12797004 · Red Hill · L8K 6P7

34Vacant1400-1599 ft²Condo Townhouse1-car Attached$427/ft²$4,297 tax/yrBuilt 198541 yrs old

1% below market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Luxury South East Hamilton townhome featuring 2042 sq ft including the fully finished basement. 3 Bedroom end unit with spacious bedrooms and 3 and half baths, including master bedroom with ensuite bath, second bedroom with semi-ensuite privileges, fully finished basement, spiral staircase, long term owner home in immaculate move-in condition. One of the best townhomes in this very desirable location. Must be seen!

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Property details

MLS#: X12797004
Status: Buy Now
Beds: 3
Baths: 4 full, 0 half
Size: 1400-1599
Style: 2-Storey
Type: Condo Townhouse
Year built: —

Condo corp #: 145
Balcony: None
Locker: None
Fees include: Common Elements Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Attached
Garage spaces: 1
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Aluminum Siding, Brick
Fronting on: —
Cross street: Mount Albion / Greenhill
Basement: Full, Finished
Stories: 0
Utilities: —
Laundry: In Area
Interior: Water Heater
Parking features: Private

Rooms

Level	Room	Dimensions
Basement	Recreation	4.37m × 5.54m
Basement	Laundry	1.78m × 1.83m
Basement	Bathroom	2.01m × 1.8m
Basement	Recreation	4.29m × 11.23m
Basement	Laundry	1.83m × 1.73m
Main	Kitchen	3m × 2.59m
Main	Living Room	3m × 5.26m
Main	Living Room	3.51m × 4.88m
Main	Dining Room	2.59m × 3.56m
Main	Dining Room	2.59m × 3.35m
Main	Kitchen	2.59m × 3.61m
Second	Primary Bedroom	3.12m × 4.88m
Main	Bathroom	0.89m × 1.88m
Second	Bedroom	2.67m × 4.01m
Second	Primary Bedroom	3.12m × 5.16m
Second	Bedroom	2.74m × 2.74m
Second	Bedroom	2.97m × 5.18m
Second	Bedroom	2.67m × 4.11m
Second	Bathroom	1.65m × 3.12m
Second	Bathroom	1.75m × 2.49m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: ROYAL LEPAGE STATE REALTY

Source: TRREB/PROPTX · MLS® X12797004

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$640K

Unit 22 · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $639,900✓ $4,297 tax✓ Gas✓ 1400-1599 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,466/mo

incl. closing costs (yr 1)

Annual total

$65,592

year 1

Mortgage only

$2,428/mo

principal + interest

Beyond mortgage

$1,807/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$127,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$358/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,500 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,399/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$41/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$9,273

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)44% $29,131/yr

Property taxes21% $13,570/yr

Utilities6% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance10% $6,399/yr

Condo fees9% $5,832/yr

Closing costs8% $5,100/yr

Mortgage is 44% of your true cost of ownership. The other 56% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$29,131	$2,428/mo
Government & taxes
Property tax	$4,297	$358/mo
Land transfer tax(closing)	$9,273	$773/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,399	$533/mo
Condo fees
Condo / HOA fees	$5,832	$486/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$65,592	$5,466/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 22

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs