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$630K · 6 bed Duplex · North N, London North | MyPropertyScout

$629,900

14 Argyle Street

141 DOM

63141d

Map

⚡ Insider Deal

DOM 141

↓ $69KMotivated SellerPOSPrice ReducedPower of Sale

$629,900

↓ $69KMotivated Seller

DOM141days

14 Argyle Street

London North · Ontario N6H 1Y3

MLS® X12789190 · North N · N6H 1Y3

63TenantOccupied2000-2500 ft²DuplexNonePartial Basement141d$280/ft²Lot 36 x 133.4 ft$4,962 tax/yrBuilt 1916110 yrs oldPartial Basement

141 days on market

About this home

Unique opportunity in Blackfriars close to river, walking paths, downtown and amenities. This charming yellow brick property is very deceiving from the outside. Main, front unit is a compact 2 bedroom, 1 bath that would easily rent to students. The rear unit is HUGE with an open concept main floor kitchen/living/dining area with patio doors that overlook the sprawling, fenced, rear yard. The 2nd floor of this unit has 4 spacious bedrooms, and 2 full baths including an ensuite and the primary…

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Property details

MLS#: X12789190
Status: Buy Now
Property class: Residential Freehold
Beds: 6
Baths: 3 full, 0 half
Rooms: 11
Kitchens: 2
Size: 2000-2500Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Partial Basement
Style: 2-Storey
Type: Duplex
Year built: 1916

PIN: 082540104
Roll / ARN: 393601018010200
Plan: 58

Occupancy: Tenant Occupied
Washrooms: 4 pc · Main; 4 pc · Second; 3 pc · Second
Family room: No
Central vacuum: No
Ensuite laundry: No

Roof: Asphalt Shingle
Foundation: Concrete
Property features: Public Transit, River/Stream

Fireplaces: 0

Garage: None
Garage spaces: 0
Parking: 2 total
Lot: 36 × 133.38
Heating: Forced Air
Heating fuel: Gas
Cooling: None
Pool: No
Waterfront: No
Exterior: Brick, Vinyl Siding · Year Round Living, Patio
Fronting on: West
Cross street: Empress Ave
Stories: —
Utilities: —
Laundry: —
Interior: Accessory Apartment, In-Law Suite
Parking features: Private

Rooms

Level	Room	Dimensions
Main	Kitchen	5.38m × 4.97m
Main	Dining Room	6.85m × 4.62m
Main	Living Room	3.35m × 4.21m
Second	Primary Bedroom	4.36m × 5.43m
Second	Bedroom 2	2.43m × 3.75m
Second	Bedroom 3	2.99m × 4.01m
Second	Bedroom 4	3.75m × 3.81m
Main	Kitchen	3.86m × 6.9m
Main	Bedroom	4.72m × 4.57m
Main	Bedroom 2	3.65m × 4.57m
—	—	—

Seller signals

Price movement & seller pressure

↓ $69KPrice reduction

MLS shows the seller reduced the asking price by $69,100 (from $699,000 to $629,900).

Motivated SellerWhy this label

Power of sale — Power-of-sale (or court-ordered) listing with 141 days on market.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: BLUE FOREST REALTY INC.

Source: TRREB/PROPTX · MLS® X12789190

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$630K

14 Argyle Street · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $629,900✓ $4,962 tax✓ Gas✓ 2000-2500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,055/mo

incl. closing costs (yr 1)

Annual total

$60,660

year 1

Mortgage only

$2,390/mo

principal + interest

Beyond mortgage

$1,451/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$125,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$414/mo

Utilities

Hydro / electricity$158/mo

≈ $0.07/ft² × ~2,250 ft² · ON avg ~$158/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,299/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$9,073

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)47% $28,676/yr

Property taxes23% $14,035/yr

Utilities8% $4,950/yr

Insurance & security3% $1,600/yr

Maintenance10% $6,299/yr

Closing costs8% $5,100/yr

Mortgage is 47% of your true cost of ownership. The other 53% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$28,676	$2,390/mo
Government & taxes
Property tax	$4,962	$414/mo
Land transfer tax(closing)	$9,073	$756/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,890	$158/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,299	$525/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$60,660	$5,055/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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14 Argyle Street

About this home

MyStreetValue™ Analysis

Property details

Rooms

Price movement & seller pressure

Sales History

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Annual costs