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$379K · 2 bed Condo Townhouse · Cobourg, Cobourg | MyPropertyScout

$379,000

Unit 509

140 DOM

22140d

Map

⚡ Insider Deal

DOM 140

↓ $55,000Below MarketPrice Reduced

$379,000

DOM140days

Unit 509

470 Lonsberry Drive · Cobourg · Ontario K9A 1M6

MLS® X12775666 · Cobourg · K9A 1M6

22TenantOccupied900-999 ft²Condo TownhouseNone140d$399/ft²$3,766 tax/yr

140 days on market

About this home

Located in the heart of Cobourg's highly sought-after East Village, this north-facing, two-level condo townhouse offers a wonderful blend of comfort, convenience, and value. Ideal for first-time buyers, downsizers, or investors, this well-maintained home is move-in ready and designed for easy, low-maintenance living. The main level welcomes you with an open-concept living and dining space, filled with natural light and perfectly suited for both everyday life and relaxed entertaining. The modern…

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Property details

MLS#: X12775666
Status: Buy Now
Beds: 2
Baths: 2 full, 0 half
Size: 900-999
Style: Stacked Townhouse
Type: Condo Townhouse
Year built: —

Condo corp #: 98
Balcony: None
Locker: None
Fees include: Parking Included, Common Elements Included, Water Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Heat Pump
Heating fuel: Electric
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Lonsberry Dr & Rollings St
Basement: None
Stories: 2
Utilities: —
Laundry: Ensuite, Laundry Closet
Interior: Other
Parking features: Private

Rooms

Level	Room	Dimensions
Main	Living Room	2.79m × 6.645m
Main	Dining Room	1.92m × 1.82m
Main	Kitchen	2.95m × 2.53m
Main	Bathroom	0.93m × 1.96m
Main	Utility Room	2.02m × 1.95m
Upper	Primary Bedroom	3.98m × 2.81m
Upper	Bathroom	1.56m × 2.81m
Upper	Bedroom 2	2.96m × 2.92m
Upper	Laundry	1.23m × 1.12m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX HALLMARK FIRST GROUP REALTY LTD.

Source: TRREB/PROPTX · MLS® X12775666

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$379K

Unit 509 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $379,000✓ $3,766 tax✓ Electric✓ 900-999 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,556/mo

incl. closing costs (yr 1)

Annual total

$42,672

year 1

Mortgage only

$1,438/mo

principal + interest

Beyond mortgage

$1,313/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$75,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$314/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~950 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,790/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$32/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$4,160

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)40% $17,254/yr

Property taxes19% $7,926/yr

Utilities6% $2,460/yr

Insurance & security4% $1,600/yr

Maintenance9% $3,790/yr

Condo fees11% $4,543/yr

Closing costs12% $5,100/yr

Mortgage is 40% of your true cost of ownership. The other 60% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$17,254	$1,438/mo
Government & taxes
Property tax	$3,766	$314/mo
Land transfer tax(closing)	$4,160	$347/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,790	$316/mo
Condo fees
Condo / HOA fees	$4,543	$379/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$42,672	$3,556/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 509

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs