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$900K · 4 bed Duplex · Durand, Hamilton | MyPropertyScout

$899,900

217 Caroline Street

146 DOM

44146d

Map

⚡ Insider Deal

DOM 146

↓ $100KMotivated SellerPrice Reduced

$899,900

↓ $100KMotivated Seller

DOM146days

217 Caroline Street

Hamilton · Ontario L8P 3L5

MLS® X12771944 · Durand · L8P 3L5

44TenantOccupied2000-2500 ft²DuplexNoneFull, Unfinished146d$400/ft²Lot 30.5 x 100 ft$6,467 tax/yrFull, Unfinished

146 days on market

About this home

Legal duplex located in Hamilton's established Durand neighbourhood offering two self-contained residential units, currently fully tenanted. The main floor unit includes one bedroom, while the upper unit offers three bedrooms across the second and third floors. Solid brick construction, forced air heating, central air conditioning, and a full unfinished basement provide a functional and durable building profile, complemented by rear lane access with parking for multiple vehicles. Ideally situate…

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Property details

MLS#: X12771944
Status: Buy Now
Property class: Residential Freehold
Beds: 4
Baths: 4 full, 0 half
Rooms: 10
Kitchens: 2
Size: 2000-2500Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Full, Unfinished
Style: 2 1/2 Storey
Type: Duplex
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

PIN: 171350293
Roll / ARN: 251802013151510

Occupancy: Tenant Occupied
Washrooms: 4 pc · Main; 4 pc · Second; 5 pc · Third; 2 pc · Basement
Family room: Family room
Central vacuum: No
Ensuite laundry: No

Roof: Shingles
Foundation: Stone

Garage: None
Garage spaces: 0
Parking: 5 total
Lot: 30.5 × 100
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Brick
Fronting on: East
Cross street: Caroline St S & Robinson St
Stories: —
Utilities: —
Laundry: —
Interior: Other
Parking features: —

Rooms

Room dimensions are not available for this listing.

Seller signals

Price movement & seller pressure

↓ $100KPrice reduction

MLS shows the seller reduced the asking price by $100,000 (from $999,900 to $899,900).

Motivated SellerWhy this label

146 days on market — Listing has been active for 146 days — extended time on market can signal seller pressure.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: Sotheby's International Realty Canada, Brokerage

Source: TRREB/PROPTX · MLS® X12771944

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$900K

217 Caroline Street · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $899,900✓ $6,467 tax✓ Gas✓ 2000-2500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$6,880/mo

incl. closing costs (yr 1)

Annual total

$82,556

year 1

Mortgage only

$3,414/mo

principal + interest

Beyond mortgage

$1,801/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$179,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$539/mo

Utilities

Hydro / electricity$158/mo

≈ $0.07/ft² × ~2,250 ft² · ON avg ~$158/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$8,999/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$14,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)50% $40,967/yr

Property taxes25% $20,940/yr

Utilities6% $4,950/yr

Insurance & security2% $1,600/yr

Maintenance11% $8,999/yr

Closing costs6% $5,100/yr

Mortgage is 50% of your true cost of ownership. The other 50% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$40,967	$3,414/mo
Government & taxes
Property tax	$6,467	$539/mo
Land transfer tax(closing)	$14,473	$1,206/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,890	$158/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$8,999	$750/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$82,556	$6,880/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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217 Caroline Street

About this home

MyStreetValue™ Analysis

Property details

Rooms

Price movement & seller pressure

Sales History

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Annual costs