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$440K · 2 bed Condo Apartment · 4103 - Ottawa Centre, Ottawa Centre | MyPropertyScout

$439,900

Unit 209

22Vacant

Map

$439,900

B●●●○○

Unit 209

SOBA · 203 CATHERINE Street · Ottawa Centre · Ontario K2P 1J5

MLS® X12766762 · 4103 - Ottawa Centre · K2P 1J5

22Vacant1000-1199 ft²Condo Apartment1-car Underground$400/ft²$5,088 tax/yr

0% below market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

This is a bright and spacious 2BD with two full bath unit approx. 1002sqft facing South West with unobstructed views into the Glebe. Dining, kitchen and living are included in the dimensions under dining. Quiet and comfortable with a great layout, the unit has modern quality finishes such as exposed concrete ceiling and feature walls, Stainless Steel Kitchen appliances, in-suite laundry and Gas hook up on the balcony for BBQs. Unit features high end Quartz counters and hardwood floors throughout…

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Property details

MLS#: X12766762
Status: Buy Now
Beds: 2
Baths: 2 full, 0 half
Size: 1000-1199
Style: Apartment
Type: Condo Apartment
Year built: —

Roof: Unknown
Foundation: Concrete
Property features: Public Transit

Building name: SOBA
Condo corp #: 1058
Balcony: Open
Locker: Owned
Fees include: Building Insurance Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Heat Pump
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Concrete
Fronting on: —
Cross street: CATHERINE / BANK
Basement: None
Stories: 2
Utilities: —
Laundry: Ensuite
Interior: None
Parking features: Underground

Rooms

Level	Room	Dimensions
Main	Dining Room	3.3m × 7.39m
Main	Living Room	3.3m × 7.39m
Main	Kitchen	3.3m × 7.39m
Main	Primary Bedroom	2.71m × 3.07m
Main	Bedroom 2	2.76m × 3.2m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: BRAD J. LAMB REALTY INC.

Source: TRREB/PROPTX · MLS® X12766762

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$440K

Unit 209 · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $439,900✓ $5,088 tax✓ Gas✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,799/mo

incl. closing costs (yr 1)

Annual total

$57,594

year 1

Mortgage only

$1,669/mo

principal + interest

Beyond mortgage

$2,233/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$87,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$424/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,399/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$84/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,273

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)35% $20,026/yr

Property taxes18% $10,361/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance8% $4,399/yr

Condo fees21% $12,148/yr

Closing costs9% $5,100/yr

Mortgage is 35% of your true cost of ownership. The other 65% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$20,026	$1,669/mo
Government & taxes
Property tax	$5,088	$424/mo
Land transfer tax(closing)	$5,273	$439/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,399	$367/mo
Condo fees
Condo / HOA fees	$12,148	$1,012/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$57,594	$4,799/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 209

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs