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$1.43M · 1 bed Condo Apartment · 101 - Town, Niagara-on-the-Lake | MyPropertyScout

$1,425,000

Unit 107

146 DOM

12146d

Map

⚡ Insider Deal

DOM 146

↓ $124,000WaterfrontPrice ReducedEstate Sale

$1,425,000

F●●●○○DOM146days

Unit 107

215 Ricardo Street · Niagara-on-the-Lake · Ontario L0S 1J0

MLS® X12757676 · 101 - Town · L0S 1J0

12OwnerOccupied1400-1599 ft²Condo Apartment1-car Underground146d$950/ft²$7,246 tax/yr

19% above market · 146 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

A desirable ground-floor residence at King's Point, ideally positioned along the shores of the Niagara River. This beautifully proportioned 1-bedroom, 2-bathroom suite offers approximately 1,400 sq. ft. of gracious interior space, distinguished by large windows and a bright, airy atmosphere throughout, and highlighted by an exceptional oversized private terrace, a true extension of the home, ideal for entertaining, relaxing, or enjoying the surrounding landscaped grounds. Generous principal room…

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Property details

MLS#: X12757676
Status: Buy Now
Beds: 1
Baths: 2 full, 0 half
Size: 1400-1599
Style: 1 Storey/Apt
Type: Condo Apartment
Year built: —

Property features: Arts Centre, Marina, River/Stream, Waterfront

Fireplace features: Natural Gas

Waterfront: Yes
Water view: Obstructive
Water body: Niagara River
Shoreline: Unknown
Waterfront features: Seawall

Condo corp #: 141
Balcony: Terrace
Locker: Owned
Association amenities: Exercise Room, Guest Suites, Car Wash
Fees include: CAC Included, Common Elements Included, Water Included, Parking Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Exterior: Brick
Fronting on: —
Cross street: Ricardo/Nelson
Basement: None
Stories: 1
Utilities: —
Laundry: In-Suite Laundry
Interior: Carpet Free
Parking features: —

Additional listing data

ListAOR: Niagara Association of REALTORS

Rooms

Level	Room	Dimensions
Main	Living Room	7.54m × 4.57m
Main	Dining Room	5.13m × 2.87m
Main	Kitchen	2.84m × 2.87m
Main	Primary Bedroom	6.42m × 4.24m
Main	Bathroom	3.75m × 2.05m
Main	Other	1.54m × 2.1m
Main	Den	4.01m × 2.87m
Main	Bathroom	1.57m × 2.76m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: NIAGARA-ON-THE-LAKE REALTY (1994) LTD, BROKERAGE

Source: TRREB/PROPTX · MLS® X12757676

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$1.43M

Unit 107 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $1,425,000✓ $7,246 tax✓ Gas✓ 1400-1599 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$11,399/mo

incl. closing costs (yr 1)

Annual total

$136,787

year 1

Mortgage only

$5,406/mo

principal + interest

Beyond mortgage

$3,453/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$285,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$604/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,500 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$14,250/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$103/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$24,975

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)47% $64,872/yr

Property taxes24% $32,221/yr

Utilities3% $3,960/yr

Insurance & security1% $1,600/yr

Maintenance10% $14,250/yr

Condo fees11% $14,784/yr

Closing costs4% $5,100/yr

Mortgage is 47% of your true cost of ownership. The other 53% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$64,872	$5,406/mo
Government & taxes
Property tax	$7,246	$604/mo
Land transfer tax(closing)	$24,975	$2,081/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$14,250	$1,188/mo
Condo fees
Condo / HOA fees	$14,784	$1,232/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$136,787	$11,399/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 107

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs