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$650K · 2 bed Duplex · 3404 - Vanier, Vanier and Kingsview Park | MyPropertyScout

$649,900

327 Richelieu Avenue

22OwnerOccupied

Map

⚡ Insider Deal

↓ $40,000Price Reduced

$649,900

A●●○○○DOM145days

327 Richelieu Avenue

Vanier and Kingsview Park · Ontario K1L 6J8

MLS® X12746712 · 3404 - Vanier · K1L 6J8

22OwnerOccupied1100-1500 ft²DuplexNone145d$500/ft²Lot 42.5 x 90 ft$3,804 tax/yr

16% below market · regional est. · 145 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Nestled in the heart of Vanier, this charming and well-maintained duplex offers flexibility, functionality, and long-term value. Whether you're a seasoned investor looking to expand your portfolio, a first-time buyer entering the market, or a family seeking a versatile living arrangement, this property is a must-see. The property features two separate units with individual hydro meters and laundry rooms. The main unit spans the main floor and basement, offering one bedroom on the main level, a f…

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Property details

MLS#: X12746712
Status: Buy Now
Beds: 2
Baths: 2 full, 0 half
Size: 1100-1500
Style: 2-Storey
Type: Duplex
Year built: —

Roof: Asphalt Shingle
Foundation: Concrete

Garage: None
Garage spaces: 0
Parking: 3 total
Lot: 42.5 × 90
Heating: Forced Air
Heating fuel: Gas
Cooling: Window Unit(s)
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Vinyl Siding
Fronting on: South
Cross street: Lafontaine Ave & Montreal Rd Lafontaine Ave & McArthur Ave
Basement: Finished
Stories: —
Utilities: —
Laundry: —
Interior: Separate Hydro Meter, Water Heater Owned, Wheelchair Access
Parking features: Private

Rooms

Room dimensions are not available for this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: CENTURY 21 SYNERGY REALTY INC

Source: TRREB/PROPTX · MLS® X12746712

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$650K

327 Richelieu Avenue · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $649,900✓ $3,804 tax✓ Gas✓ 1100-1500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,018/mo

incl. closing costs (yr 1)

Annual total

$60,214

year 1

Mortgage only

$2,466/mo

principal + interest

Beyond mortgage

$1,305/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$129,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$317/mo

Utilities

Hydro / electricity$91/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$91/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,499/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$9,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)49% $29,586/yr

Property taxes22% $13,277/yr

Utilities7% $4,152/yr

Insurance & security3% $1,600/yr

Maintenance11% $6,499/yr

Closing costs8% $5,100/yr

Mortgage is 49% of your true cost of ownership. The other 51% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$29,586	$2,466/mo
Government & taxes
Property tax	$3,804	$317/mo
Land transfer tax(closing)	$9,473	$789/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,092	$91/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,499	$542/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$60,214	$5,018/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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327 Richelieu Avenue

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs