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$180K · 1 bed Condo Apartment · Stipley, Hamilton | MyPropertyScout

$179,900

Unit 10

11Vacant

Map

$179,900

Unit 10

97 Connaught Avenue · Hamilton · Ontario L8M 3C4

MLS® X12740090 · Stipley · L8M 3C4

11Vacant600-699 ft²Condo ApartmentNone$277/ft²$1,240 tax/yrBuilt 195175 yrs old

Neighbourhood Range

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About this home

Welcome to unit 10 at 97 Connaught Avenue South, a well-maintained 1-bedroom 1-bathroom condo offering 627 square feet of comfortable living space in a convenient Hamilton location. This condo offers excellent value and accessibility in the heart of Hamilton. This thoughtfully laid-out unit is ideal for first-time buyers, downsizers, or investors seeking low-maintenance living. The open and functional floor plan maximizes space and natural light, with a spacious living area that flows seamlessly…

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Property details

MLS#: X12740090
Status: Buy Now
Beds: 1
Baths: 1 full, 0 half
Size: 600-699
Style: 1 Storey/Apt
Type: Condo Apartment
Year built: —

Roof: Flat
Foundation: Concrete, Poured Concrete
Property features: Hospital, Library, Park, Place Of Worship, Public Transit, Rec./Commun.Centre

Condo corp #: 231
Balcony: None
Locker: Owned
Fees include: Heat Included, Water Included, Common Elements Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 0 total
Heating: Radiant
Heating fuel: Gas
Cooling: None
Fireplaces: —
Waterfront: No
Exterior: Brick, Stone
Fronting on: —
Cross street: Main St E
Basement: None
Stories: 2
Utilities: —
Laundry: In-Suite Laundry
Interior: None
Parking features: None

Rooms

Level	Room	Dimensions
Main	Kitchen	3.35m × 4.88m
Main	Living Room	4.11m × 4.83m
Main	Primary Bedroom	3.15m × 3.3m
—	Laundry	1.47m × 2.34m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX ESCARPMENT REALTY INC.

Source: TRREB/PROPTX · MLS® X12740090

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$180K

Unit 10 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $179,900✓ $1,240 tax✓ Gas✓ 600-699 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$2,848/mo

incl. closing costs (yr 1)

Annual total

$34,177

year 1

Mortgage only

$682/mo

principal + interest

Beyond mortgage

$1,580/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$35,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$103/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~650 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$1,799/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$75/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$1,524

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)24% $8,190/yr

Property taxes8% $2,764/yr

Utilities12% $3,960/yr

Insurance & security5% $1,600/yr

Maintenance5% $1,799/yr

Condo fees31% $10,764/yr

Closing costs15% $5,100/yr

Mortgage is 24% of your true cost of ownership. The other 76% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$8,190	$682/mo
Government & taxes
Property tax	$1,240	$103/mo
Land transfer tax(closing)	$1,524	$127/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$1,799	$150/mo
Condo fees
Condo / HOA fees	$10,764	$897/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$34,177	$2,848/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 10

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs