$1.38M · 2 bed Detached Condo · Aberfoyle, Puslinch

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About this home

Welcome to 126 Aberfoyle Mills Cres a private residence in the heart of Puslinch's most desirable community. This beautifully upgraded home offers style, elegance, and function at every turn. Enjoy newly upgraded garage doors with an organizers dream full panel organization system, custom Hunter Douglas window coverings throughout, all upgraded light fixtures, pot-lights and chandeliers, surround sound system in the family room, closet organizers in every closet, and a spa-inspired ensuite with…

Property details

MLS#

X12715554

Status

Buy Now

Beds

Baths

2 full, 0 half

Size

1600-1799

Style

Bungalow

Type

Detached Condo

Year built

—

Roof: Asphalt Shingle
Foundation: Poured Concrete
Property features: Cul de Sac/Dead End, Golf, Greenbelt/Conservation, Lake/Pond, Rec./Commun.Centre

Fireplace features: Living Room, Electric

View: Creek/Stream, Forest, Garden, Trees/Woods, Pond

Condo corp #: 147
Balcony: None
Locker: None
Association amenities: Visitor Parking
Fees include: Common Elements Included, Water Included, Parking Included
Pets: Yes-with Restrictions

Garage: 2-car Attached
Garage spaces: 2
Parking: 6 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Waterfront: No
Exterior: Brick, Stone · Lawn Sprinkler System, Porch
Fronting on: —
Cross street: Brock Road and Gilmour Road
Basement: Unfinished
Stories: 1
Utilities: —
Laundry: Laundry Room, Sink
Interior: Auto Garage Door Remote, Primary Bedroom - Main Floor, Intercom, Rough-In Bath, Sewage Pump, Water Softener
Parking features: —

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $1,375,000✓ $5,550 tax✓ Gas✓ 1600-1799 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$10,021/mo

incl. closing costs (yr 1)

Annual total

$120,251

year 1

Mortgage only

$5,216/mo

principal + interest

Beyond mortgage

$2,348/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$275,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$463/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,700 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$13,750/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$26/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$23,975

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)52% $62,596/yr

Property taxes25% $29,525/yr

Utilities3% $3,960/yr

Insurance & security1% $1,600/yr

Maintenance11% $13,750/yr

Condo fees3% $3,720/yr

Closing costs4% $5,100/yr

Mortgage is 52% of your true cost of ownership. The other 48% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$62,596	$5,216/mo
Government & taxes
Property tax	$5,550	$463/mo
Land transfer tax(closing)	$23,975	$1,998/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$13,750	$1,146/mo
Condo fees
Condo / HOA fees	$3,720	$310/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$120,251	$10,021/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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126 Aberfoyle Mill Crescent

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