$355K · 1+1 bed Condo Apartment · Beasley, Hamilton

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About this home

This only 3 years old1 bedroom plus den condo unit built by Rosehaven Homes located in the heart of downtown Hamilton. 609 sqft and a 52 sqft balcony facing south. Enjoy an open-concept layout featuring a sleek modern kitchen with stainless steel appliances, quartz countertops, and a stylish backsplash. With 9-foot ceilings, a spacious main bedroom and a second bedroom, it's ideal for working from home or for a couple. The unit also includes in-suite laundry. Incredible amenities include a high-…

Property details

MLS#

X12708432

Status

Buy Now

Property class

Residential Condo & Other

Beds

1+1

Baths

1 full, 0 half

Rooms

Kitchens

Size

600-699Exact finished sqft not on MLS feed (often MPAC-only on broker systems)

Basement

None

Style

Apartment

Type

Condo Apartment

Year built

2023

Occupancy: Tenant Occupied
Washrooms: 4 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: No

Property features: Arts Centre, Hospital, Library, Park, Place Of Worship, Public Transit

Condo corp #: 638
Balcony: Open
Locker: None
Association amenities: Concierge, Exercise Room, Gym, Party Room/Meeting Room
Fees include: CAC Included, Common Elements Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 0 total
Heating: Heat Pump
Heating fuel: Electric
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Concrete, Metal/Steel Siding
Fronting on: —
Cross street: King William St & Wellington St N
Stories: 12
Utilities: —
Laundry: Ensuite
Interior: Built-In Oven, Carpet Free
Parking features: Other

Level	Room	Dimensions
Main	Living Room	3.15m × 3.91m
Main	Bedroom	3.05m × 3.28m
Main	Den	2.16m × 2.44m
Main	Kitchen	2.26m × 2.95m
Main	Bathroom	—

Level

Room

Dimensions

Main

Living Room

3.15m × 3.91m

Main

Bedroom

3.05m × 3.28m

Main

Den

2.16m × 2.44m

Main

Kitchen

2.26m × 2.95m

Main

Bathroom

—

Price movement & seller pressure

↓ $45KPrice reduction

MLS shows the seller reduced the asking price by $44,900 (from $399,900 to $355,000).

Motivated SellerWhy this label

167 days on market — Listing has been active for 167 days — extended time on market can signal seller pressure.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $355,000✓ $3,617 tax✓ Electric✓ 600-699 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,423/mo

incl. closing costs (yr 1)

Annual total

$41,078

year 1

Mortgage only

$1,347/mo

principal + interest

Beyond mortgage

$1,301/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$71,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$301/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~650 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,550/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$33/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$3,800

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)39% $16,161/yr

Property taxes18% $7,417/yr

Utilities6% $2,460/yr

Insurance & security4% $1,600/yr

Maintenance9% $3,550/yr

Condo fees12% $4,790/yr

Closing costs12% $5,100/yr

Mortgage is 39% of your true cost of ownership. The other 61% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$16,161	$1,347/mo
Government & taxes
Property tax	$3,617	$301/mo
Land transfer tax(closing)	$3,800	$317/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,550	$296/mo
Condo fees
Condo / HOA fees	$4,790	$399/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$41,078	$3,423/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 1212

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

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Annual costs