$555K · 3+1 bed Condo Townhouse · South V, London South

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About this home

Welcome to Talbot Towns, London's newest townhome community in the highly desirable neighbourhood of Talbot Village. This vibrant rapidly growing area offers unmatched convenience with walking-distance access to schools, grocery stores, fitness centres, medical services, & scenic green spaces, along with quick connections to Highways 402 and 401.Crafted by respected local builders Magnificent Homes & RPH Homes, these thoughtfully designed two-storey townhomes deliver modern style & exceptional…

Property details

MLS#

X12705866

Status

Buy Now

Property class

Residential Condo & Other

Beds

3+1

Baths

4 full, 0 half

Rooms

7 + 2

Kitchens

Size

1400-1599Exact finished sqft not on MLS feed (often MPAC-only on broker systems)

Basement

Full, Finished

Style

2-Storey

Type

Condo Townhouse

Year built

Approx. New yrs

Occupancy: Vacant
Washrooms: 2 pc · Main; 4 pc · Second; 3 pc · Lower
Family room: No
Central vacuum: No
Ensuite laundry: No

Zoning: R6-5(86)

Roof: Shingles
Foundation: Poured Concrete
Property features: Park, Place Of Worship, Public Transit, Rec./Commun.Centre, School

Condo corp #: 0
Balcony: None
Locker: None
Association amenities: BBQs Allowed, Visitor Parking
Fees include: Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Attached
Garage spaces: 1
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick, Stucco (Plaster) · Deck, Porch
Fronting on: —
Cross street: BOSTWICK ROAD & PACK ROAD
Stories: 1
Utilities: —
Laundry: Inside, Laundry Closet
Laundry level: Upper Level
Interior: Other
Parking features: Private

Level	Room	Dimensions
Main	Living Room	5.09m × 5.27m
Main	Kitchen	2.83m × 3.11m
Second	Primary Bedroom	5.18m × 3.66m
Second	Bedroom 2	3.87m × 2.65m
Second	Bedroom 3	3.87m × 2.65m
Lower	Bedroom 4	4.33m × 2.62m
Lower	Recreation	5.09m × 2.62m

Level

Room

Dimensions

Main

Living Room

5.09m × 5.27m

Main

Kitchen

2.83m × 3.11m

Second

Primary Bedroom

5.18m × 3.66m

Second

Bedroom 2

3.87m × 2.65m

Second

Bedroom 3

3.87m × 2.65m

Lower

Bedroom 4

4.33m × 2.62m

Lower

Recreation

5.09m × 2.62m

Price movement & seller pressure

↓ $45KPrice reduction

MLS shows the seller reduced the asking price by $44,900 (from $599,900 to $555,000).

Motivated SellerWhy this label

Vacant property — MLS shows vacant occupancy and the listing has been on market 120+ days.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $555,000✓ $0 tax✓ Gas✓ 1400-1599 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,213/mo

incl. closing costs (yr 1)

Annual total

$50,551

year 1

Mortgage only

$2,105/mo

principal + interest

Beyond mortgage

$1,018/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$111,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$0/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,500 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,550/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$10/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$7,575

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)50% $25,266/yr

Property taxes15% $7,575/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance11% $5,550/yr

Condo fees3% $1,500/yr

Closing costs10% $5,100/yr

Mortgage is 50% of your true cost of ownership. The other 50% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$25,266	$2,105/mo
Government & taxes
Land transfer tax(closing)	$7,575	$631/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,550	$463/mo
Condo fees
Condo / HOA fees	$1,500	$125/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$50,551	$4,213/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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About this home

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Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

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Annual costs