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$545K · 4 bed Detached · St. Clair, Hamilton | MyPropertyScout

$544,900

49 Myrtle Avenue

171 DOM

43171d

Map

⚡ Insider Deal

DOM 171

↓ $25KMotivated SellerPrice ReducedEstate Sale

$544,900

↓ $25KMotivated Seller

DOM171days

49 Myrtle Avenue

Hamilton · Ontario L8M 2E8

MLS® X12701548 · St. Clair · L8M 2E8

43OwnerOccupied1500-2000 ft²DetachedNoneFull, Partially Finished171d$311/ft²Lot 23.2 x 95 ft< .50 ac$3,758 tax/yrBuilt 1916110 yrs oldFull, Partially Finished

Neighbourhood Range

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About this home

Charming 2.5-Storey Solid Brick Home in Central Hamilton! Welcome to this spacious family home featuring 4 bedrooms and 3 bathrooms. Enjoy a bright, inviting layout with plenty of character throughout. The partially finished basement offers extra living or storage space, while the fully fenced yard provides privacy and a safe play area for children or pets. Relax on the covered front porch overlooking the park-perfect for morning coffee or evening sunsets. Located in a desirable neighbourhood ac…

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Property details

MLS#: X12701548
Status: Buy Now
Property class: Residential Freehold
Beds: 4
Baths: 3 full, 0 half
Rooms: 7 + 1
Kitchens: 1
Size: 1500-2000Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Full, Partially Finished
Style: 2 1/2 Storey
Type: Detached
Year built: 1916

PIN: 172040053
Roll / ARN: 251803024203770

Occupancy: Owner Occupied
Washrooms: 3 pc · Second; 3 pc · Third; 4 pc · Basement
Family room: No
Central vacuum: No
Ensuite laundry: No

Roof: Asphalt Shingle
Foundation: Concrete Block
Property features: Fenced Yard, Park, Place Of Worship, Public Transit, School

Garage: None
Garage spaces: 0
Parking: 0 total
Lot: 23.17 × 95
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Brick · Porch
Fronting on: East
Cross street: Main St E / Myrtle Avenue
Stories: —
Utilities: —
Laundry: —
Interior: None
Parking features: —

Rooms

Level	Room	Dimensions
Main	Foyer	3.81m × 1.19m
Main	Living Room	3.66m × 3.58m
Main	Kitchen	2.79m × 4.55m
Main	Dining Room	2.79m × 2.9m
Second	Bedroom	2.46m × 4.6m
Second	Bedroom	3.02m × 2.72m
Second	Bedroom	3.02m × 2.72m
Second	Bathroom	—
Third	Primary Bedroom	6.53m × 2.82m
Third	Bathroom	—
Basement	Recreation	2.87m × 4.52m
Basement	Bathroom	—

Seller signals

Price movement & seller pressure

↓ $25KPrice reduction

MLS shows the seller reduced the asking price by $25,000 (from $569,900 to $544,900).

Motivated SellerWhy this label

Estate sale — Listing remarks or MLS designation indicate an estate sale.
171 days on market — Listing has been active for 171 days — extended time on market can signal seller pressure.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

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Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX ESCARPMENT GOLFI REALTY INC.

Source: TRREB/PROPTX · MLS® X12701548

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$545K

49 Myrtle Avenue · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $544,900✓ $3,758 tax✓ Gas✓ 1500-2000 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,385/mo

incl. closing costs (yr 1)

Annual total

$52,616

year 1

Mortgage only

$2,067/mo

principal + interest

Beyond mortgage

$1,245/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$108,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$313/mo

Utilities

Hydro / electricity$123/mo

≈ $0.07/ft² × ~1,750 ft² · ON avg ~$123/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,449/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$7,373

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)47% $24,806/yr

Property taxes21% $11,131/yr

Utilities9% $4,530/yr

Insurance & security3% $1,600/yr

Maintenance10% $5,449/yr

Closing costs10% $5,100/yr

Mortgage is 47% of your true cost of ownership. The other 53% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$24,806	$2,067/mo
Government & taxes
Property tax	$3,758	$313/mo
Land transfer tax(closing)	$7,373	$614/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,470	$123/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,449	$454/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$52,616	$4,385/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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49 Myrtle Avenue

About this home

MyStreetValue™ Analysis

Property details

Rooms

Price movement & seller pressure

Sales History

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Annual costs