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$609K · 2 bed Condo Apartment · Owen Sound, Owen Sound | MyPropertyScout

$609,000

Unit 203

22OwnerOccupied

Map

Waterfront

$609,000

F●●○○○

Unit 203

80 9th Street · Owen Sound · Ontario N4K 1N4

MLS® X12698266 · Owen Sound · N4K 1N4

22OwnerOccupied1400-1599 ft²Condo Apartment1-car Underground$406/ft²$7,317 tax/yr

32% above market · regional est.

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

An impressive second-floor condominium in the centre of Owen Sound, this residence balances elegance with every day comfort. A private elevator opens directly into the unit, creating an immediate sense of privacy and presence. The open living, dining, and kitchen space features hardwood flooring, a calm, modern colour palette, crown moulding and crisp, white trim. The kitchen includes built-in appliances and granite countertops, while the living area is anchored by a gas fireplace with floor-to-…

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Property details

MLS#: X12698266
Status: Buy Now
Beds: 2
Baths: 2 full, 0 half
Size: 1400-1599
Style: Apartment
Type: Condo Apartment
Year built: —

Property features: Arts Centre, Hospital, Library, Marina, Rec./Commun.Centre, Public Transit

Fireplace features: Natural Gas

View: Water, Skyline

Waterfront: Yes
Water view: Direct
Water body: Sydenham River
Water frontage: 242.25 ft
Shoreline: Other
Waterfront features: River Access

Condo corp #: 115
Balcony: Open
Locker: Exclusive
Association amenities: BBQs Allowed, Exercise Room, Party Room/Meeting Room, Media Room, Bike Storage
Fees include: Water Included, Parking Included
Pets: No

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Heat Pump
Heating fuel: Gas
Cooling: Central Air
Exterior: Brick · Year Round Living, Controlled Entry
Fronting on: —
Cross street: 9th St E & 1st Ave E
Basement: None
Stories: 2
Utilities: —
Laundry: In-Suite Laundry
Interior: Water Heater Owned
Parking features: Underground, Reserved/Assigned

Rooms

Level	Room	Dimensions
Main	Foyer	2.38m × 2.31m
Main	Kitchen	3.52m × 6.55m
Main	Dining Room	3.52m × 4.96m
Main	Living Room	3.57m × 6m
Main	Primary Bedroom	4.04m × 4.62m
Main	Bathroom	2.61m × 2.85m
Main	Other	2.3m × 2.16m
Main	Bedroom	4.88m × 3.73m
Main	Bathroom	2.3m × 2.16m
Main	Other	2.18m × 1.9m
Main	Laundry	2.17m × 2.55m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: eXp Realty

Source: TRREB/PROPTX · MLS® X12698266

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$609K

Unit 203 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $609,000✓ $7,317 tax✓ Gas✓ 1400-1599 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,894/mo

incl. closing costs (yr 1)

Annual total

$70,727

year 1

Mortgage only

$2,310/mo

principal + interest

Beyond mortgage

$2,404/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$121,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$610/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,500 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,090/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$71/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$8,655

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)39% $27,724/yr

Property taxes23% $15,972/yr

Utilities6% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance9% $6,090/yr

Condo fees15% $10,281/yr

Closing costs7% $5,100/yr

Mortgage is 39% of your true cost of ownership. The other 61% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$27,724	$2,310/mo
Government & taxes
Property tax	$7,317	$610/mo
Land transfer tax(closing)	$8,655	$721/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,090	$508/mo
Condo fees
Condo / HOA fees	$10,281	$857/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$70,727	$5,894/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 203

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs