$3.10M · 3 bed Vacant Land Condo · Stoney Creek, Hamilton

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About this home

Rare Lakefront Bungalow on the Shores of Lake Ontario in this "Project of the Year" award-winning community- Residences at Watershore! A truly exceptional opportunity- an exquisite 2,841 sq.ft. bungalow positioned along the sparkling shoreline offering breathtaking views. This brand-new floor plan has been meticulously crafted to maximize lake views and everyday livability. With 10' ceilings, 8' solid-core interior doors, hardwood floors, upgraded tile throughout, and an elegant oak staircase- t…

Property details

MLS#

X12696554

Status

Buy Now

Beds

Baths

3 full, 0 half

Size

2750-2999

Style

Bungalow

Type

Vacant Land Condo

Year built

—

Foundation: Poured Concrete
Property features: Beach, Lake Access, Lake/Pond, Marina, Park, School

Fireplace features: Living Room, Natural Gas

View: Lake, Panoramic, Skyline, Water

Waterfront: Yes
Water view: Direct
Water body: Lake Ontario
Water frontage: 21.34 ft
Shoreline: Rocky, Sandy
Waterfront features: Motorboats Prohibited

Building name: Residences at Watershore
Condo corp #: 640
Balcony: None
Locker: None
Fees include: Parking Included
Pets: Yes-with Restrictions

Garage: 2-car Attached
Garage spaces: 2
Parking: 4 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Exterior: Brick, Stone · Patio, Privacy, Porch Enclosed
Fronting on: —
Cross street: Watershore & Aquamarine
Basement: Full, Unfinished
Stories: 1
Utilities: —
Laundry: In-Suite Laundry
Interior: Primary Bedroom - Main Floor, Sump Pump, Water Heater, Water Meter
Parking features: Private

Level	Room	Dimensions
Main	Living Room	6.1m × 5.49m
Main	Kitchen	4.27m × 3.96m
Main	Dining Room	5.79m × 3.66m
Main	Den	3.05m × 3.35m
Main	Primary Bedroom	5.49m × 3.96m
Main	Bedroom 2	3.96m × 3.05m
Main	Bedroom 3	3.66m × 3.35m

Level

Room

Dimensions

Main

Living Room

6.1m × 5.49m

Main

Kitchen

4.27m × 3.96m

Main

Dining Room

5.79m × 3.66m

Main

Den

3.05m × 3.35m

Main

Primary Bedroom

5.49m × 3.96m

Main

Bedroom 2

3.96m × 3.05m

Main

Bedroom 3

3.66m × 3.35m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $3,100,000✓ $0 tax✓ Gas✓ 2750-2999 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$20,694/mo

incl. closing costs (yr 1)

Annual total

$248,328

year 1

Mortgage only

$11,760/mo

principal + interest

Beyond mortgage

$3,144/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$620,000

20%+ required — no CMHC insurance on $1.5M+ homes

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$0/mo

Utilities

Hydro / electricity$111/mo

≈ $0.07/ft² × ~2,875 ft² · ON avg ~$111/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$31,000/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$8/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$63,975

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)57% $141,125/yr

Property taxes26% $63,975/yr

Utilities2% $4,388/yr

Insurance & security1% $1,600/yr

Maintenance12% $31,000/yr

Condo fees0% $1,140/yr

Closing costs2% $5,100/yr

Mortgage is 57% of your true cost of ownership. The other 43% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$141,125	$11,760/mo
Government & taxes
Land transfer tax(closing)	$63,975	$5,331/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,328	$111/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$31,000	$2,583/mo
Condo fees
Condo / HOA fees	$1,140	$95/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$248,328	$20,694/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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