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$749K · 2 bed Condo Townhouse · Picton Ward, Prince Edward County | MyPropertyScout

$749,000

Unit 11

168 DOM

22168d

Map

⚡ Insider Deal

DOM 168

↓ $50,000Price Reduced

$749,000

F●●●○○DOM168days

Unit 11

1 Mortimer Street · Prince Edward County · Ontario K0K 2T0

MLS® X12693278 · Picton Ward · K0K 2T0

22OwnerOccupied1000-1199 ft²Condo TownhouseNone168d$681/ft²$3,691 tax/yrBuilt 198541 yrs old

17% above market · 168 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Nestled directly on Picton Harbour, this refined waterfront residence offers a front-row seat to one of Prince Edward County's most coveted outlooks. With its own boat slip and sweeping views across the harbour, this two-storey townhome balances ease and elegance with a lifestyle rooted in connection both to water and community. The interior unfolds with fluid grace, a bright, open-concept main level invites gathering, while natural light dances across wide plank flooring and contemporary finish…

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Property details

MLS#: X12693278
Status: Buy Now
Beds: 2
Baths: 2 full, 0 half
Size: 1000-1199
Style: 2-Storey
Type: Condo Townhouse
Year built: —

Roof: Asphalt Shingle
Property features: Cul de Sac/Dead End, Hospital, Lake Access, Marina, Rec./Commun.Centre, Waterfront

View: Bay, Lake, Marina

Water view: Direct
Water body: Picton Bay
Shoreline: Natural
Waterfront features: Dock

Condo corp #: 4
Balcony: None
Locker: Exclusive
Fees include: Parking Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Heat Pump
Heating fuel: Electric
Cooling: Central Air
Fireplaces: —
Exterior: Vinyl Siding · Year Round Living
Fronting on: —
Cross street: Bridge Street and Mortimer Street
Basement: None
Stories: 1
Utilities: —
Laundry: In-Suite Laundry
Interior: Built-In Oven, Water Heater Owned, Water Meter
Parking features: Private

Rooms

Level	Room	Dimensions
Main	Kitchen	2.32m × 2.63m
Main	Dining Room	4.31m × 2.13m
Main	Living Room	4.31m × 4.76m
Main	Powder Room	1.88m × 1m
Second	Primary Bedroom	4.29m × 5m
Second	Bedroom	4.29m × 2.83m
Second	Bathroom	1.77m × 2.65m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: Chestnut Park Real Estate Limited

Source: TRREB/PROPTX · MLS® X12693278

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$749K

Unit 11 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $749,000✓ $3,691 tax✓ Electric✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,995/mo

incl. closing costs (yr 1)

Annual total

$71,936

year 1

Mortgage only

$2,841/mo

principal + interest

Beyond mortgage

$1,740/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$149,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$308/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~1,100 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$7,490/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$42/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$11,455

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)47% $34,098/yr

Property taxes21% $15,146/yr

Utilities3% $2,460/yr

Insurance & security2% $1,600/yr

Maintenance10% $7,490/yr

Condo fees8% $6,042/yr

Closing costs7% $5,100/yr

Mortgage is 47% of your true cost of ownership. The other 53% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$34,098	$2,841/mo
Government & taxes
Property tax	$3,691	$308/mo
Land transfer tax(closing)	$11,455	$955/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$7,490	$624/mo
Condo fees
Condo / HOA fees	$6,042	$504/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$71,936	$5,995/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 11

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs