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$655K · 2+1 bed Detached · Thorner, Hamilton | MyPropertyScout

$654,900

86 Ranchdale Drive

177 DOM

2+12177d

Map

⚡ Insider Deal

DOM 177

↓ $50KMotivated SellerPoolPrice ReducedMotivated Seller/Vacant Property

$654,900

↓ $50KMotivated Seller

DOM177days

86 Ranchdale Drive

Hamilton · Ontario L8V 2M1

MLS® X12681824 · Thorner · L8V 2M1

2+12Vacant700-1100 ft²Detached1-car AttachedCrawl Space, Full, FinishedPool177d$728/ft²Lot 58.7 x 100 ft< .50 ac$5,105 tax/yrCrawl Space, Full, Finished

177 days on market

About this home

This spacious and functional 4-level backsplit is located on a beautiful corner lot in the desirable Thorner neighbourhood. Finished on all levels offers over 1700 sq.ft. of exceptional functionality for family living, with an additional 400sq.ft. in the crawlspace for storage. Enjoy an eat-in kitchen with access to the side patio-ideal for morning coffee or evening BBQs. The formal living and dining rooms offer generous space for entertaining, and 3 bedrooms and 2 full bathrooms are perfect for…

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Property details

MLS#: X12681824
Status: Buy Now
Property class: Residential Freehold
Beds: 2+1
Baths: 2 full, 0 half
Rooms: 5 + 5
Kitchens: 1
Size: 700-1100Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Crawl Space, Full, Finished
Style: Backsplit 4
Type: Detached
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

PIN: 169780076
Roll / ARN: 251807065104950

Occupancy: Vacant
Washrooms: 4 pc · Second; 3 pc · Lower
Family room: No
Central vacuum: No
Ensuite laundry: No

Roof: Asphalt Shingle
Foundation: Block
Other structures: Fence - Full, Garden Shed, Storage
Property features: Fenced Yard, Hospital, Library, Park, Place Of Worship, Public Transit

Fireplaces: 1
Fireplace features: Family Room, Natural Gas

View: Garden, Pool

Garage: 1-car Attached
Garage spaces: 1
Parking: 7 total
Lot: 58.69 × 100
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: Yes
Waterfront: No
Exterior: Aluminum Siding, Brick · Landscaped, Patio, Privacy, Porch
Fronting on: South
Cross street: Deerborn
Stories: —
Utilities: —
Laundry: —
Interior: Storage, Water Heater, Water Meter
Parking features: Private Triple

Rooms

Level	Room	Dimensions
Main	Kitchen	2.97m × 5.13m
Main	Living Room	3.84m × 3.84m
Main	Dining Room	3.3m × 2.62m
Upper	Primary Bedroom	4.67m × 3.17m
Upper	Bedroom 2	2.9m × 3.43m
Upper	Bathroom	2.39m × 2.08m
Lower	Family Room	4.04m × 5.13m
Lower	Bedroom 3	2.54m × 2.97m
Lower	Bathroom	1.83m × 1.93m
Basement	Recreation	3.12m × 6.76m
Basement	Other	2.69m × 3.15m
Basement	Laundry	3.45m × 2.95m
Basement	Other	7.21m × 5.38m
Main	Foyer	1.5m × 3.02m

Seller signals

Price movement & seller pressure

↓ $50KPrice reduction

MLS shows the seller reduced the asking price by $50,000 (from $704,900 to $654,900).

Motivated SellerWhy this label

Vacant property — MLS shows vacant occupancy and the listing has been on market 120+ days.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: HomeLife Professionals Realty Inc., Brokerage

Source: TRREB/PROPTX · MLS® X12681824

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$655K

86 Ranchdale Drive · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $654,900✓ $5,105 tax✓ Gas✓ 700-1100 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,142/mo

incl. closing costs (yr 1)

Annual total

$61,701

year 1

Mortgage only

$2,484/mo

principal + interest

Beyond mortgage

$1,401/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$130,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$425/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~900 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,549/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$9,573

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)48% $29,814/yr

Property taxes24% $14,678/yr

Utilities6% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance11% $6,549/yr

Closing costs8% $5,100/yr

Mortgage is 48% of your true cost of ownership. The other 52% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$29,814	$2,484/mo
Government & taxes
Property tax	$5,105	$425/mo
Land transfer tax(closing)	$9,573	$798/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,549	$546/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$61,701	$5,142/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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86 Ranchdale Drive

About this home

MyStreetValue™ Analysis

Property details

Rooms

Price movement & seller pressure

Sales History

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Annual costs