Loading neighbourhood intel…

$1.05M · 14 bed Other · 4103 - Ottawa Centre, Ottawa Centre | MyPropertyScout

$1,049,000

489 Maclaren Street

179 DOM

144179d

Map

⚡ Insider Deal

DOM 179

↓ $101KMotivated SellerPrice Reduced

$1,049,000

↓ $101KMotivated Seller

DOM179days

489 Maclaren Street

Ottawa Centre · Ontario K1R 5K5

MLS® X12673820 · 4103 - Ottawa Centre · K1R 5K5

144TenantOccupied3000-3500 ft²OtherNone179d$323/ft²Lot 41.5 x 110 ft$11,196 tax/yr

179 days on market

About this home

Legal Licensed Rooming House | Prime Central Ottawa Location. An excellent investment opportunity in the heart of Ottawa! This legally licensed rooming house features 12 rental rooms situated on a spacious lot with approximately 6-7 parking spaces, a rare find in this central location. Nestled in Ottawa Centre, this property is within walking distance to the vibrant downtown core, Elgin Street, and Somerset Village, offering easy access to top-tier restaurants, shops, entertainment, and public t…

Reserved · coming next

MyPropertyScout exclusive

Reserve your Home Buyers Package

Could save you thousands on this purchase — closing strategy, negotiation & rebate.

MyStreetValue™ Analysis

Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →

Property details

MLS#: X12673820
Status: Buy Now
Property class: Residential Freehold
Beds: 14
Baths: 4 full, 0 half
Rooms: 12
Kitchens: 4
Size: 3000-3500Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: —
Style: 3-Storey
Type: Other
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

PIN: 041200061
Roll / ARN: 061404200110900

Occupancy: Tenant Occupied
Washrooms: 3 pc; 3 pc; 4 pc; 4 pc
Central vacuum: No
Ensuite laundry: No

Roof: Asphalt Shingle
Foundation: Stone

Garage: None
Garage spaces: 0
Parking: 8 total
Lot: 41.5 × 110
Heating: —
Heating fuel: —
Cooling: —
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Brick, Wood
Fronting on: North
Cross street: Kent Street
Stories: —
Utilities: —
Laundry: —
Interior: None
Parking features: —

Additional listing data

ListAOR: Ottawa Real Estate Board

Rooms

Room dimensions are not available for this listing.

Seller signals

Price movement & seller pressure

↓ $101KPrice reduction

MLS shows the seller reduced the asking price by $100,900 (from $1,149,900 to $1,049,000).

Motivated SellerWhy this label

179 days on market — Listing has been active for 179 days — extended time on market can signal seller pressure.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: ROYAL LEPAGE TEAM REALTY

Source: TRREB/PROPTX · MLS® X12673820

Do you own a home in Ottawa Centre?

Find out what it's worth — and what you'd walk away with after mortgage, commission and fees.

Get My StreetValue™ →

$1.05M

489 Maclaren Street · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $1,049,000✓ $11,196 tax✓ 3000-3500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$8,282/mo

incl. closing costs (yr 1)

Annual total

$99,386

year 1

Mortgage only

$3,980/mo

principal + interest

Beyond mortgage

$2,390/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$209,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$933/mo

Utilities

Hydro / electricity$228/mo

≈ $0.07/ft² × ~3,250 ft² · ON avg ~$228/mo · assumes gas heat

Natural gas (assumed)$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$10,490/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$17,455

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)48% $47,755/yr

Property taxes29% $28,651/yr

Utilities6% $5,790/yr

Insurance & security2% $1,600/yr

Maintenance11% $10,490/yr

Closing costs5% $5,100/yr

Mortgage is 48% of your true cost of ownership. The other 52% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$47,755	$3,980/mo
Government & taxes
Property tax	$11,196	$933/mo
Land transfer tax(closing)	$17,455	$1,455/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$2,730	$228/mo
Natural gas (assumed)	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$10,490	$874/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$99,386	$8,282/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

Unlock Insider Deals

Sign in

489 Maclaren Street

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Request a Showing

Request a Showing

Annual costs