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$475K · 2 bed Condo Apartment · Meaford, Meaford | MyPropertyScout

$474,900

Unit 308

175 DOM

22175d

Map

⚡ Insider Deal

DOM 175

↓ $25,000Price Reduced

$474,900

F●●○○○DOM175days

Unit 308

34 Bayfield Street · Meaford · Ontario N4L 1Y2

MLS® X12668952 · Meaford · N4L 1Y2

22OwnerOccupied1000-1199 ft²Condo ApartmentNone175d$432/ft²$3,223 tax/yr

25% above market · regional est. · 175 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Looking for a maintenance-free condo lifestyle in a prime waterfront location? This immaculately maintained 2-bedroom, 2-bath condominium on the 3rd floor of the highly desirable Harbourside Condominiums offers comfort, convenience, and stunning views of Georgian Bay. Located just a short walk to downtown Meaford, this bright and spacious 1,070 sq ft condo unit provides easy access to shopping, restaurants, cafés, and personal care services. Enjoy waterfront condo living with the beach, marina,…

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Property details

MLS#: X12668952
Status: Buy Now
Beds: 2
Baths: 2 full, 0 half
Size: 1000-1199
Style: 1 Storey/Apt
Type: Condo Apartment
Year built: —

Fireplaces: 1
Fireplace features: Natural Gas

View: Bay

Condo corp #: 49
Balcony: Open
Locker: Exclusive
Association amenities: Party Room/Meeting Room
Fees include: None, Water Included, Common Elements Included, Parking Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Waterfront: No
Exterior: Board & Batten, Vinyl Siding
Fronting on: —
Cross street: Bayfield St and Trowbridge St
Basement: None
Stories: 3
Utilities: —
Laundry: In-Suite Laundry
Interior: Separate Heating Controls, Water Heater Owned
Parking features: Reserved/Assigned

Rooms

Level	Room	Dimensions
Main	Foyer	1.52m × 3.05m
Main	Laundry	1.5m × 3.05m
Main	Kitchen	2.03m × 2.87m
Main	Bedroom	3m × 4.62m
Main	Dining Room	3.2m × 2.95m
Main	Living Room	3.2m × 4.34m
Main	Primary Bedroom	3m × 6.71m

Property history

Sales History

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Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX Grey Bruce Realty Inc.

Source: TRREB/PROPTX · MLS® X12668952

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$475K

Unit 308 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $474,900✓ $3,223 tax✓ Gas✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,393/mo

incl. closing costs (yr 1)

Annual total

$52,719

year 1

Mortgage only

$1,802/mo

principal + interest

Beyond mortgage

$1,636/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$94,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$269/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,749/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$45/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,973

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)41% $21,619/yr

Property taxes17% $9,196/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,749/yr

Condo fees12% $6,495/yr

Closing costs10% $5,100/yr

Mortgage is 41% of your true cost of ownership. The other 59% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$21,619	$1,802/mo
Government & taxes
Property tax	$3,223	$269/mo
Land transfer tax(closing)	$5,973	$498/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,749	$396/mo
Condo fees
Condo / HOA fees	$6,495	$541/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$52,719	$4,393/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 308

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs