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$800K · 2 bed Condo Apartment · 540 - Grimsby Beach, Grimsby | MyPropertyScout

$799,900

Unit 408

23Vacant

Map

$799,900

D●●●○○

Unit 408

10 Concord Place · Grimsby · Ontario L3M 0G6

MLS® X12663140 · 540 - Grimsby Beach · L3M 0G6

23Vacant1400-1599 ft²Condo Apartment3-car Underground$533/ft²$6,306 tax/yrBuilt 20188 yrs old

7% above market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

LUXURIOUS APARTMENT CONDO LOCATED IN MODERN BUILDING AT GRIMSBY-ON-THE-LAKE!! Spacious corner unit offering approximately 1500 sqft with floor to ceiling, wall to wall windows, providing spectacular views of the lake and Toronto skyline. Open concept design with spacious foyer, hardwood floors, crown mouldings and recessed lighting. 3 underground parking spaces. Gourmet kitchen, large island, abundant cabinetry, granite counters and stainless-steel appliances. Enjoy the two separate balconies pl…

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Property details

MLS#: X12663140
Status: Buy Now
Beds: 2
Baths: 3 full, 0 half
Size: 1400-1599
Style: Apartment
Type: Condo Apartment
Year built: —

Roof: Asphalt Rolled
Foundation: Concrete
Property features: Clear View

View: Water, Trees/Woods, Downtown, Lake

Water body: Lake Ontario

Condo corp #: 281
Balcony: Terrace
Locker: Owned
Association amenities: Car Wash, Gym, Party Room/Meeting Room, Rooftop Deck/Garden, Visitor Parking
Fees include: Heat Included, CAC Included, Water Included, Parking Included
Pets: Yes-with Restrictions

Garage: 3-car Underground
Garage spaces: 3
Parking: 3 total
Heating: Heat Pump
Heating fuel: Electric
Cooling: Central Air
Fireplaces: —
Exterior: Brick, Stucco (Plaster) · Year Round Living
Fronting on: —
Cross street: Concord Place & N Service Rd
Basement: None
Stories: 4
Utilities: —
Laundry: In-Suite Laundry
Interior: Auto Garage Door Remote, Bar Fridge
Parking features: Underground

Rooms

Level	Room	Dimensions
Main	Family Room	3.15m × 5.79m
Main	Dining Room	4.7m × 4.8m
Main	Kitchen	2.74m × 5.99m
Main	Primary Bedroom	4.42m × 5.28m
Main	Bedroom	3.38m × 4.29m
Main	Laundry	1.47m × 1.52m
Main	Foyer	2.95m × 3.15m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX GARDEN CITY REALTY INC.

Source: TRREB/PROPTX · MLS® X12663140

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$800K

Unit 408 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $799,900✓ $6,306 tax✓ Electric✓ 1400-1599 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$7,557/mo

incl. closing costs (yr 1)

Annual total

$90,680

year 1

Mortgage only

$3,035/mo

principal + interest

Beyond mortgage

$3,024/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$159,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$526/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~1,500 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$7,999/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$127/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$12,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)40% $36,415/yr

Property taxes21% $18,779/yr

Utilities3% $2,460/yr

Insurance & security2% $1,600/yr

Maintenance9% $7,999/yr

Condo fees20% $18,327/yr

Closing costs6% $5,100/yr

Mortgage is 40% of your true cost of ownership. The other 60% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$36,415	$3,035/mo
Government & taxes
Property tax	$6,306	$526/mo
Land transfer tax(closing)	$12,473	$1,039/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$7,999	$667/mo
Condo fees
Condo / HOA fees	$18,327	$1,527/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$90,680	$7,557/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 408

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs