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$165K · 1 bed Co-op Apartment · Durand, Hamilton | MyPropertyScout

$164,900

Unit 9

184 DOM

11184d

Map

⚡ Insider Deal

DOM 184

↓ $35KMotivated SellerPrice ReducedMotivated Seller/Vacant Property

$164,900

↓ $35KMotivated Seller

DOM184days

Unit 9

Castle Apartments Limited · 4 Robinson Street · Hamilton · Ontario L8P 1Y5

MLS® X12656676 · Durand · L8P 1Y5

11Vacant500-599 ft²Co-op ApartmentNoneNo basement184d$300/ft²$1 tax/yrBuilt 195175 yrs oldNo basement

Neighbourhood Range

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Affordable co-op in a Fantastic downtown location near St. Joseph's Hospital, GO Station, bus stops, churches, shops and all amenities! Spacious 1 bedroom Clean unit boasts an Updated kitchen & 4pc Bath, perfect for the work at home professional or downsizer! This unit comes coms with 1 parking space(#8) + locker (#9). Building (Castle Apartments) has newer windows, roof, boiler, Security camera and safe entry system. Monthly fee of includes: heat, municipal taxes, parking, water, exterior maint…

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Property details

MLS#: X12656676
Status: Buy Now
Property class: Residential Condo & Other
Beds: 1
Baths: 1 full, 0 half
Rooms: 4
Kitchens: 1
Size: 500-599Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: 1 Storey/Apt
Type: Co-op Apartment
Year built: 1951

Occupancy: Vacant
Washrooms: 4 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: No
Special designation: Landlease

Roof: Flat, Tar and Gravel
Foundation: Concrete Block

View: Downtown

Building name: Castle Apartments Limited
Condo corp #: 0
Balcony: None
Locker: Exclusive
Fees include: Heat Included, Common Elements Included, Building Insurance Included, Water Included, Parking Included, Condo Taxes Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Radiant
Heating fuel: Gas
Cooling: None
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: James St S
Stories: 0
Utilities: —
Laundry: In Basement
Interior: None
Parking features: Surface

Rooms

Level	Room	Dimensions
Main	Living Room	3.96m × 4.65m
Main	Kitchen	3.96m × 4.65m
Main	Primary Bedroom	2.97m × 3.96m
Main	Bathroom	—

Seller signals

Price movement & seller pressure

↓ $35KPrice reduction

MLS shows the seller reduced the asking price by $35,000 (from $199,900 to $164,900).

Motivated SellerWhy this label

Vacant property — MLS shows vacant occupancy and the listing has been on market 120+ days.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX ESCARPMENT GOLFI REALTY INC.

Source: TRREB/PROPTX · MLS® X12656676

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$165K

Unit 9 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $164,900✓ $1 tax✓ Gas✓ 500-599 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$1,766/mo

incl. closing costs (yr 1)

Annual total

$21,191

year 1

Mortgage only

$626/mo

principal + interest

Beyond mortgage

$568/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$32,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$0/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~550 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$1,649/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$1,374

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)35% $7,507/yr

Property taxes6% $1,375/yr

Utilities19% $3,960/yr

Insurance & security8% $1,600/yr

Maintenance8% $1,649/yr

Closing costs24% $5,100/yr

Mortgage is 35% of your true cost of ownership. The other 65% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$7,507	$626/mo
Government & taxes
Property tax	$1	$0/mo
Land transfer tax(closing)	$1,374	$115/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$1,649	$137/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$21,191	$1,766/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 9

About this home

MyStreetValue™ Analysis

Property details

Rooms

Price movement & seller pressure

Sales History

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Annual costs