$430K · 3+2 bed Condo Townhouse · North I, London North

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About this home

Great opportunity for first time home buyers or investors! 3+2 Bedroom 2.5 Bathroom, good layout. Loads of cupboards and counter space in the kitchen with breakfast bar, ceramic floor and pass through to the living room. Huge living room / dining room / great room area with laminated floor. Walk in to an Open concept kitchen/ living room with access to the backyard. Upstairs you will find 3 spacious bedrooms as well as a luxurious 5 piece washroom with skylight. The lower level features an addit…

Property details

MLS#

X12617336

Status

Buy Now

Beds

3+2

Baths

3 full, 0 half

Size

1200-1399

Style

2-Storey

Type

Condo Townhouse

Year built

—

Foundation: Concrete
Property features: Hospital, Park, Public Transit, School Bus Route, School

View: City

Condo corp #: 597
Balcony: None
Locker: None
Association amenities: Visitor Parking
Fees include: Common Elements Included, Parking Included
Pets: No

Garage: None
Garage spaces: 0
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Shingle
Fronting on: —
Cross street: Wonderland North to Sarnia Rd West
Basement: Finished, Full
Stories: —
Utilities: —
Laundry: In Basement, Laundry Room
Interior: Carpet Free
Parking features: Private

Rooms

Level	Room	Dimensions
Main	Dining Room	2.81m × 3.98m
Main	Kitchen	2.64m × 3.96m
Main	Living Room	4.57m × 5.84m
Main	Powder Room	1.54m × 1.67m
Upper	Bedroom	2.81m × 3.96m
Upper	Bedroom 2	2.81m × 3.88m
Upper	Bedroom 3	2.81m × 3.88m
Upper	Bathroom	2.87m × 3.73m
Basement	Bedroom 4	2.74m × 3.7m
Basement	Bedroom 5	2.74m × 3.7m
Basement	Bathroom	1.47m × 2.66m
Basement	Family Room	2.76m × 3.73m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $429,900✓ $3,052 tax✓ Gas✓ 1200-1399 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,878/mo

incl. closing costs (yr 1)

Annual total

$46,531

year 1

Mortgage only

$1,631/mo

principal + interest

Beyond mortgage

$1,366/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$85,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$254/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,299/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$27/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,073

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)42% $19,571/yr

Property taxes17% $8,125/yr

Utilities9% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,299/yr

Condo fees8% $3,876/yr

Closing costs11% $5,100/yr

Mortgage is 42% of your true cost of ownership. The other 58% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$19,571	$1,631/mo
Government & taxes
Property tax	$3,052	$254/mo
Land transfer tax(closing)	$5,073	$423/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,299	$358/mo
Condo fees
Condo / HOA fees	$3,876	$323/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$46,531	$3,878/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 31

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Property details

Rooms

Sales History

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Annual costs