$339K · 3 bed Leasehold Condo · North B, London North

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About this home

Welcome to North Centre Towns, a sought-after community in one of London's most vibrant and convenient neighbourhoods. This spacious 3-bedroom, 3.5-bathroom townhome with a finished basement is perfect for families, professionals, students, or investors looking for comfort and modern style in the heart of Masonville-one of London's top-rated areas. Bright, Open-Concept Main Floor Step inside to a welcoming foyer with tile flooring and a double closet, offering practical storage right from the st…

Property details

MLS#

X12587784

Status

Buy Now

Beds

Baths

3 full, 0 half

Size

1400-1599

Style

2-Storey

Type

Leasehold Condo

Year built

—

Condo corp #: 765
Balcony: Open
Locker: None
Fees include: Parking Included, Common Elements Included
Pets: Yes-with Restrictions

Garage: 1-car Attached
Garage spaces: 1
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick, Vinyl Siding
Fronting on: —
Cross street: Fanshawe Park Rd E and North Centre Rd
Basement: Apartment, Separate Entrance
Stories: 1
Utilities: —
Laundry: In Basement
Interior: None
Parking features: Private

Rooms

Level	Room	Dimensions
Main	Kitchen	6.48m × 6.76m
Main	Dining Room	6.48m × 6.76m
Main	Living Room	6.48m × 6.76m
Main	Bathroom	0.92m × 2.24m
Second	Primary Bedroom	3.08m × 5.16m
Second	Bedroom 2	3.42m × 3.27m
Second	Bedroom 3	3.27m × 3.41m
Second	Bathroom	2.53m × 1.61m
Basement	Kitchen	2.02m × 3.06m
Basement	Living Room	3.17m × 3.36m
Basement	Bathroom	2.36m × 2.21m
Basement	Laundry	3.16m × 3.64m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $339,000✓ $4,644 tax✓ Gas✓ 1400-1599 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,541/mo

incl. closing costs (yr 1)

Annual total

$54,487

year 1

Mortgage only

$1,286/mo

principal + interest

Beyond mortgage

$2,500/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$67,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$387/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,500 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,390/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$117/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$3,560

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)28% $15,433/yr

Property taxes15% $8,204/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance6% $3,390/yr

Condo fees31% $16,800/yr

Closing costs9% $5,100/yr

Mortgage is 28% of your true cost of ownership. The other 72% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$15,433	$1,286/mo
Government & taxes
Property tax	$4,644	$387/mo
Land transfer tax(closing)	$3,560	$297/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,390	$283/mo
Condo fees
Condo / HOA fees	$16,800	$1,400/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$54,487	$4,541/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Property details

Rooms

Sales History

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Annual costs