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$780K · 2+2 bed Detached · 2106 - Cardinal Heights, Beacon Hill North - South and Area | MyPropertyScout

$779,900

13 Dunham Street

219 DOM

2+22219d

Map

⚡ Insider Deal

DOM 219

↓ $45KMotivated SellerPrice ReducedMotivated Seller/Vacant Property

$779,900

↓ $45KMotivated Seller

DOM219days

13 Dunham Street

Beacon Hill North - South and Area · Ontario K1J 7L5

MLS® X12584580 · 2106 - Cardinal Heights · K1J 7L5

2+22Vacant1100-1500 ft²Detached2-car DetachedFull, Finished219d$600/ft²Lot 60 x 181 ft$4,967 tax/yrBuilt 195175 yrs oldFull, Finished

219 days on market

About this home

First time on offer! Fantastic opportunity to purchase a 4bed/2bath updated bungalow on a family-friendly, desirable street in Cardinal Heights. Situated on an extra deep 60'x 180' lot, perfect for your gardening pleasure. Detached double-garage with workshop provides additional space; a must for the hobbyist. The home features hardwood floors throughout the living room, dining area, hallway and both main level bedrooms. Loads of natural light permeates through the home. Kitchen has plenty of…

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Property details

MLS#: X12584580
Status: Buy Now
Property class: Residential Freehold
Beds: 2+2
Baths: 2 full, 0 half
Rooms: 9
Kitchens: 1
Size: 1100-1500Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Full, Finished
Style: Bungalow
Type: Detached
Year built: 1951

Occupancy: Vacant
Washrooms: 4 pc · Main; 3 pc · Basement
Family room: Family room
Central vacuum: No
Ensuite laundry: No

Roof: Asphalt Shingle
Foundation: Block
Other structures: Garden Shed, Shed, Workshop

Fireplaces: 1
Fireplace features: Natural Gas

Garage: 2-car Detached
Garage spaces: 2
Parking: 6 total
Lot: 60 × 181
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: No
Waterfront: No
Exterior: Brick, Metal/Steel Siding
Fronting on: North
Cross street: Ogilvie Rd, and Blair Rd
Stories: —
Utilities: —
Laundry: —
Interior: Auto Garage Door Remote, Sump Pump
Parking features: Available

Rooms

Level	Room	Dimensions
Main	Living Room	3.72m × 4.04m
Main	Dining Room	2.42m × 3.89m
Main	Kitchen	3.57m × 3.78m
Main	Den	2.05m × 5.49m
Main	Primary Bedroom	3.52m × 6.45m
Main	Bedroom 2	3.37m × 2.28m
Main	Bathroom	1.94m × 2.22m
Basement	Recreation	4.26m × 5.29m
Basement	Bedroom 3	3.01m × 3.55m
Basement	Bedroom 4	2.93m × 2.99m
Basement	Bathroom	1.53m × 2.33m
Basement	Utility Room	3.36m × 6.18m
Basement	Other	1.78m × 3.95m

Seller signals

Price movement & seller pressure

↓ $45KPrice reduction

MLS shows the seller reduced the asking price by $45,100 (from $825,000 to $779,900).

Motivated SellerWhy this label

Vacant property — MLS shows vacant occupancy and the listing has been on market 120+ days.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX HALLMARK REALTY GROUP

Source: TRREB/PROPTX · MLS® X12584580

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$780K

13 Dunham Street · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $779,900✓ $4,967 tax✓ Gas✓ 1100-1500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,933/mo

incl. closing costs (yr 1)

Annual total

$71,195

year 1

Mortgage only

$2,959/mo

principal + interest

Beyond mortgage

$1,510/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$155,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$414/mo

Utilities

Hydro / electricity$91/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$91/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$7,799/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$12,073

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)50% $35,504/yr

Property taxes24% $17,040/yr

Utilities6% $4,152/yr

Insurance & security2% $1,600/yr

Maintenance11% $7,799/yr

Closing costs7% $5,100/yr

Mortgage is 50% of your true cost of ownership. The other 50% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$35,504	$2,959/mo
Government & taxes
Property tax	$4,967	$414/mo
Land transfer tax(closing)	$12,073	$1,006/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,092	$91/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$7,799	$650/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$71,195	$5,933/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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13 Dunham Street

About this home

MyStreetValue™ Analysis

Property details

Rooms

Price movement & seller pressure

Sales History

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Annual costs