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$379K · 3 bed Detached · Industrial Sector, Hamilton | MyPropertyScout

$378,888

26 Niagara Street

229 DOM

31229d

Map

⚡ Insider Deal

DOM 229

↓ $50KMotivated SellerPrice Reduced

$378,888

↓ $50KMotivated Seller

DOM229days

26 Niagara Street

Hamilton · Ontario L8L 6A2

MLS® X12553552 · Industrial Sector · L8L 6A2

31OwnerOccupied700-1100 ft²DetachedNoneDevelopment Potential, Full, Unfinished, Walk-Up229d$421/ft²Lot 24 x 90 ft$2,200 tax/yrBuilt 1916110 yrs oldDevelopment Potential, Full, Unfinished, Walk-Up

229 days on market

About this home

This property is Ideal for a first time homebuyer or an astute investor looking to add to their portfolio**Approximately $2100 Monthly payment with 5% down payment**100% Financing is also available on this property on approved credit**Great Location close to schools and Hi-way access** Great Bones** Lots of Updates** New Roof (Spring 2025) Warranty Transferable to new owner** New Water Heater (Own) (Summer 2025) Warranty to New Owner** New Furnace (own)(Fall 2025) Warranty also Transferable to…

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Property details

MLS#: X12553552
Status: Buy Now
Property class: Residential Freehold
Beds: 3
Baths: 1 full, 0 half
Rooms: 6
Kitchens: 1
Size: 700-1100Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Development Potential, Full, Unfinished, Walk-Up
Style: 2-Storey
Type: Detached
Year built: 1916

PIN: 171910070
Roll / ARN: 251803022402530

Occupancy: Owner Occupied
Washrooms: 4 pc · Second
Family room: No
Central vacuum: No
Ensuite laundry: No

Roof: Asphalt Shingle
Foundation: Poured Concrete
Other structures: Greenhouse
Property features: Fenced Yard, Public Transit, School, School Bus Route

Garage: None
Garage spaces: 0
Parking: 1 total
Lot: 24 × 90
Heating: Forced Air
Heating fuel: Gas
Cooling: Window Unit(s)
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Aluminum Siding
Fronting on: East
Cross street: Wentworth and Burlington St.
Stories: —
Utilities: —
Laundry: —
Interior: Storage
Parking features: Boulevard, Mutual

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Flat	Living Room	4.87m × 6.55m
Flat	Kitchen	4.01m × 4.03m
Flat	Dining Room	3.58m × 3.39m
Second	Bedroom	3.32m × 2.6m
Second	Bedroom 2	2.99m × 3.25m
Second	Primary Bedroom	4.59m × 4.53m
Basement	Utility Room	4.59m × 4.53m
Basement	—	2.99m × 3.25m

Seller signals

Price movement & seller pressure

↓ $50KPrice reduction

MLS shows the seller reduced the asking price by $50,000 (from $428,888 to $378,888).

Motivated SellerWhy this label

229 days on market — Listing has been active for 229 days — extended time on market can signal seller pressure.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX ALL-STARS REALTY INC.

Source: TRREB/PROPTX · MLS® X12553552

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$379K

26 Niagara Street · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $378,888✓ $2,200 tax✓ Gas✓ 700-1100 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,171/mo

incl. closing costs (yr 1)

Annual total

$38,056

year 1

Mortgage only

$1,437/mo

principal + interest

Beyond mortgage

$929/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$75,778

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$183/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~900 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,789/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$4,158

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)45% $17,249/yr

Property taxes17% $6,358/yr

Utilities10% $3,960/yr

Insurance & security4% $1,600/yr

Maintenance10% $3,789/yr

Closing costs13% $5,100/yr

Mortgage is 45% of your true cost of ownership. The other 55% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$17,249	$1,437/mo
Government & taxes
Property tax	$2,200	$183/mo
Land transfer tax(closing)	$4,158	$347/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,789	$316/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$38,056	$3,171/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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26 Niagara Street

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

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Annual costs