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$698K · 3 bed Detached · Delta, Hamilton | MyPropertyScout

$698,000

105 Rothsay Avenue

198 DOM

33198d

Map

DOM 198

↓ $52KMotivated Seller

$698,000

↓ $52KMotivated Seller

DOM198days

105 Rothsay Avenue

Hamilton · Ontario L8M 3G3

MLS® X12514512 · Delta · L8M 3G3

33Vacant1100-1500 ft²DetachedNonePartially Finished198d$537/ft²Lot 22 x 100 ft$3,702 tax/yrBuilt 195175 yrs oldPartially Finished

198 days on market

About this home

Welcome to 105 Rothsay, a beautifully renovated 1-3/4 storey home in one of Hamilton's most family-friendly neighbourhoods! This stunning 3 bed, 3 full bath residence offers a perfect blend of modern comfort and timeless charm. Step inside to find a bright, open concept layout featuring a brand new kitchen with stylish finishes, all new flooring, and thoroughly updated electrical throughout. Enjoy peace of mind with a new furnace, central AC and hot water tank. Everything has been done so you ca…

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Property details

MLS#: X12514512
Status: Buy Now
Property class: Residential Freehold
Beds: 3
Baths: 3 full, 0 half
Rooms: 10
Kitchens: 1
Size: 1100-1500Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Partially Finished
Style: 2-Storey
Type: Detached
Year built: 1951

PIN: 172280069
Roll / ARN: 251804029104580

Occupancy: Vacant
Washrooms: 3 pc · Basement; 3 pc · Second; 4 pc · Second
Family room: Family room
Central vacuum: No
Ensuite laundry: No

Roof: Asphalt Shingle
Foundation: Block, Concrete
Property features: Cul de Sac/Dead End, Fenced Yard, Hospital, Library, Park, Place Of Worship

Garage: None
Garage spaces: 0
Parking: 0 total
Lot: 22 × 100
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Aluminum Siding, Brick
Fronting on: East
Cross street: Rothsay and Central
Stories: —
Utilities: —
Laundry: —
Interior: Water Heater Owned
Parking features: —

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Basement	Bathroom	2.65m × 2.13m
Basement	Recreation	5.76m × 4.29m
Main	Living Room	4.63m × 3.74m
Main	Dining Room	2.92m × 3.84m
Main	Kitchen	3.62m × 3.08m
Second	Primary Bedroom	4.93m × 2.74m
Second	Bedroom	3.44m × 3.08m
Second	Bedroom 2	2.83m × 3.08m
Second	Bathroom	2.68m × 1.4m
Second	Bathroom	1.07m × 2.74m

Seller signals

Price movement & seller pressure

↓ $52KPrice reduction

MLS shows the seller reduced the asking price by $51,900 (from $749,900 to $698,000).

Motivated SellerWhy this label

Vacant property — MLS shows vacant occupancy and the listing has been on market 120+ days.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: EXP REALTY

Source: TRREB/PROPTX · MLS® X12514512

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$698K

105 Rothsay Avenue · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $698,000✓ $3,702 tax✓ Gas✓ 1100-1500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,312/mo

incl. closing costs (yr 1)

Annual total

$63,745

year 1

Mortgage only

$2,648/mo

principal + interest

Beyond mortgage

$1,336/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$139,600

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$309/mo

Utilities

Hydro / electricity$91/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$91/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,980/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$10,435

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)50% $31,776/yr

Property taxes22% $14,137/yr

Utilities7% $4,152/yr

Insurance & security3% $1,600/yr

Maintenance11% $6,980/yr

Closing costs8% $5,100/yr

Mortgage is 50% of your true cost of ownership. The other 50% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$31,776	$2,648/mo
Government & taxes
Property tax	$3,702	$309/mo
Land transfer tax(closing)	$10,435	$870/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,092	$91/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,980	$582/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$63,745	$5,312/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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105 Rothsay Avenue

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

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Annual costs