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$700K · 2 bed Condo Townhouse · Kennedy, Hamilton | MyPropertyScout

$699,900

1 Monsignor Henkey Terrace

242 DOM

22242d

Map

⚡ Insider Deal

DOM 242

↓ $68,100Price Reduced

$699,900

C●●○○○DOM242days

1 Monsignor Henkey Terrace

Hamilton · Ontario L9B 2M2

MLS® X12495590 · Kennedy · L9B 2M2

22OwnerOccupied1200-1399 ft²Condo Townhouse1-car Attached242d$539/ft²$0 tax/yr

2% above market · regional est. · 242 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Welcome to St. Elizabeth Village, a sought after gated 55+ community offering resort style living. This beautifully renovated corner unit bungalow has been updated from top to bottom and is move in ready. Situated with a rare pond view, the home also includes a garage and private parking. Inside, you will find 2 bedrooms and 1.5 bathrooms. The primary bedroom features its own walk in closet and ensuite with a walk in shower complete with grab bars and a rainfall shower faucet, making it ideal fo…

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Property details

MLS#: X12495590
Status: Conditionally Sold
Beds: 2
Baths: 2 full, 0 half
Size: 1200-1399
Style: Bungalow
Type: Condo Townhouse
Year built: —

Roof: Asphalt Shingle
Foundation: Slab

Condo corp #: 489
Balcony: None
Locker: None
Fees include: Building Insurance Included, Parking Included, Common Elements Included, Water Included
Pets: Yes-with Restrictions

Garage: 1-car Attached
Garage spaces: 1
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Board & Batten · Deck
Fronting on: —
Cross street: Garth Street & Rymal Rd W
Basement: None
Stories: 0
Utilities: —
Laundry: In-Suite Laundry
Interior: Auto Garage Door Remote, Other
Parking features: Private

Rooms

Level	Room	Dimensions
Main	Living Room	4.29m × 5.23m
Main	Dining Room	2.46m × 3.78m
Main	Kitchen	2.51m × 3.78m
Main	Bedroom	4.29m × 3.12m
Main	Bedroom	4.44m × 3.61m
Main	Bathroom	2.01m × 2.64m
Main	Bathroom	—
Main	Utility Room	1.47m × 2.29m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX ESCARPMENT REALTY INC.

Source: TRREB/PROPTX · MLS® X12495590

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$700K

1 Monsignor Henkey Terrace · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $699,900✓ $0 tax✓ Gas✓ 1200-1399 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,973/mo

incl. closing costs (yr 1)

Annual total

$71,682

year 1

Mortgage only

$2,655/mo

principal + interest

Beyond mortgage

$1,987/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$139,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$0/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,999/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$81/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$10,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)44% $31,862/yr

Property taxes15% $10,473/yr

Utilities6% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance10% $6,999/yr

Condo fees16% $11,688/yr

Closing costs7% $5,100/yr

Mortgage is 44% of your true cost of ownership. The other 56% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$31,862	$2,655/mo
Government & taxes
Land transfer tax(closing)	$10,473	$873/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,999	$583/mo
Condo fees
Condo / HOA fees	$11,688	$974/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$71,682	$5,973/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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1 Monsignor Henkey Terrace

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs