$290K · 0 bed Condo Apartment · 4102 - Ottawa Centre, Ottawa

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About this home

Welcome to Gotham and contemporary downtown condominium living. BEAUTIFUL 1 BED 1 BATH STUDIO, APPROXIMATELY 497 SQFT. One of the Biggest Studios in the building! INCLUDES EXPOSED CONCRETE, PREMIUM HARDWOOD FLOORING, SOARING 9' CEILINGS. SPECTACULAR FORM & DESIGN. The bathroom includes a full-sized tub. Convenient ensuite Washer and Dryer. Walking distance to all things downtown Ottawa has to offer!

Property details

MLS#

X12488136

Status

Buy Now

Beds

Baths

1 full, 0 half

Size

0-499Exact finished sqft not on MLS feed (often MPAC-only on broker systems)

Basement

None

Style

Bachelor/Studio

Type

Condo Apartment

Year built

—Year built not on MLS feed (often MPAC-only on broker systems)

Garage: 1-car None
Garage spaces: —
Parking: —
Heating: —
Heating fuel: —
Cooling: —
Fireplaces: —
Waterfront: No
Exterior: —
Fronting on: —
Cross street: —
Stories: —
Utilities: —
Laundry: —
Interior: —
Parking features: —

Level	Room	Dimensions
Main	Living Room	2.92m × 4.77m
Main	Other	2.74m × 3.75m

Level

Room

Dimensions

Main

Living Room

2.92m × 4.77m

Main

Other

2.74m × 3.75m

Price movement & seller pressure

↓ $25KPrice reduction

MLS shows the seller reduced the asking price by $25,100 (from $315,000 to $289,900).

Motivated SellerWhy this label

249 days on market — Listing has been active for 249 days — extended time on market can signal seller pressure.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $289,900✓ 0-499 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,219/mo

incl. closing costs (yr 1)

Annual total

$38,624

year 1

Mortgage only

$1,100/mo

principal + interest

Beyond mortgage

$1,425/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$57,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)estimated$254/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~250 ft² · ON avg ~$75/mo · assumes gas heat

Natural gas (assumed)$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$2,899/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$42/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$2,824

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)34% $13,197/yr

Property taxes15% $5,868/yr

Utilities10% $3,960/yr

Insurance & security4% $1,600/yr

Maintenance8% $2,899/yr

Condo fees16% $6,000/yr

Closing costs13% $5,100/yr

Mortgage is 34% of your true cost of ownership. The other 66% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$13,197	$1,100/mo
Government & taxes
Property tax	$3,044	$254/mo
Land transfer tax(closing)	$2,824	$235/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Natural gas (assumed)	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$2,899	$242/mo
Condo fees
Condo / HOA fees	$6,000	$500/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$38,624	$3,219/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 1308 224 Lyon

About this home

MyStreetValue™ Analysis

Property details

Rooms

Price movement & seller pressure

Sales History

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Annual costs