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$615K · 2 bed Condo Apartment · Monck (Muskoka Lakes), Muskoka Lakes | MyPropertyScout

$614,900

Unit BTV-105

22TenantOccupied

Map

Waterfront

$614,900

Unit BTV-105

1869 Muskoka 118 Road · Muskoka Lakes · Ontario P1L 1W8

MLS® X12478043 · Monck (Muskoka Lakes) · P1L 1W8

22TenantOccupied800-899 ft²Condo ApartmentNone$724/ft²$5,814 tax/yrBuilt 20233 yrs old

Neighbourhood Range

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About this home

Luxury Lakefront Condo-Hotel Living in the Heart of Muskoka. Welcome to effortless vacation living at its finest. This exceptional 2-bedroom, 2-bathroom condo hotel unit is located in one of Muskoka's most exclusive resorts, nestled on the pristine shores of Lake Muskoka in the sought-after Bracebridge area. Spanning two spacious levels, this fully-furnished unit offers breathtaking, unobstructed lake views from nearly every room. Located right on a private beach, the beach villas offer easy acc…

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Property details

MLS#: X12478043
Status: Buy Now
Beds: 2
Baths: 2 full, 0 half
Size: 800-899
Style: 1 Storey/Apt
Type: Condo Apartment
Year built: —

Roof: Metal
Foundation: Poured Concrete
Property features: Beach, Golf, Lake Access, Lake/Pond, Waterfront

Fireplace features: Propane, Living Room

View: Bay, Beach, Forest, Lake, Skyline, Trees/Woods

Waterfront: Yes
Water view: Direct
Water body: Lake Muskoka
Shoreline: Clean, Rocky, Sandy
Waterfront features: Beach Front, Boat Lift, Dock, Stairs to Waterfront

Condo corp #: 90
Balcony: Terrace
Locker: None
Association amenities: Communal Waterfront Area, Concierge, Elevator, Outdoor Pool, Sauna, Shared Beach
Fees include: Common Elements Included, Parking Included, Building Insurance Included, Cable TV Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Exterior: Stone, Wood · Hot Tub, Landscaped, Lighting, Patio, Recreational Area, Year Round Living
Fronting on: —
Cross street: Muskoka 118 Road West
Basement: None
Stories: 1
Utilities: —
Laundry: Ensuite
Interior: Bar Fridge, Guest Accommodations, Primary Bedroom - Main Floor, Sauna, Separate Heating Controls, Water Heater, Water Meter
Parking features: Surface

Rooms

Level	Room	Dimensions
Flat	Living Room	3m × 4.3m
Flat	Kitchen	3.2m × 3.3m
Flat	Primary Bedroom	4.3m × 2.07m
Flat	Bedroom 2	3.5m × 3m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: ROYAL LEPAGE BURLOAK REAL ESTATE SERVICES

Source: TRREB/PROPTX · MLS® X12478043

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$615K

Unit BTV-105 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $614,900✓ $5,814 tax✓ Gas✓ 800-899 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$6,187/mo

incl. closing costs (yr 1)

Annual total

$74,245

year 1

Mortgage only

$2,333/mo

principal + interest

Beyond mortgage

$2,665/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$122,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$485/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~850 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,149/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$103/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$8,773

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)38% $27,993/yr

Property taxes20% $14,587/yr

Utilities5% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance8% $6,149/yr

Condo fees20% $14,856/yr

Closing costs7% $5,100/yr

Mortgage is 38% of your true cost of ownership. The other 62% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$27,993	$2,333/mo
Government & taxes
Property tax	$5,814	$485/mo
Land transfer tax(closing)	$8,773	$731/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,149	$512/mo
Condo fees
Condo / HOA fees	$14,856	$1,238/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$74,245	$6,187/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit BTV-105

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs