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$680K · 2+1 bed Att/Row/Townhouse · 456 - Oakdale, St. Catharines | MyPropertyScout

$679,900

4 ELLIS Avenue

256 DOM

2+13256d

Map

⚡ Insider DealNew Build

DOM 256

↓ $20KMotivated SellerPrice Reduced

$679,900

↓ $20KMotivated Seller

DOM256days

4 ELLIS Avenue

St. Catharines · Ontario L2P 0E6

MLS® X12476731 · 456 - Oakdale · L2P 0E6

2+13OwnerOccupied1100-1500 ft²Att/Row/Townhouse1-car AttachedFull, Unfinished256d$523/ft²Lot 37.6 x 98.4 ft< .50 ac$5,199 tax/yrBuilt 20251 yr oldFull, Unfinished

256 days on market

About this home

This freehold (no condo fees) bungalow townhome is located in the peaceful and exclusive community of Merritton Commons. This end-unit offers additional space, privacy, and natural light due to its position and extra-wide lot. Joined only at the garage, there is access to the backyard from the garage, sliding doors in the living room, and a side gate. The wrap-around front porch leads into an open-concept layout with 9-foot ceilings, a gas fireplace, and oversized windows. The living and dining…

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Property details

MLS#: X12476731
Status: Buy Now
Property class: Residential Freehold
Beds: 2+1
Baths: 3 full, 0 half
Rooms: 6
Kitchens: 1
Size: 1100-1500Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Full, Unfinished
Style: Bungalow
Type: Att/Row/Townhouse
Year built: 2025

PIN: 463330697
Roll / ARN: 262901001509634
Plan: 30M430

Occupancy: Owner Occupied
Washrooms: 4 pc · Main; 3 pc · Main; 3 pc · Basement
Family room: No
Central vacuum: Central vacuum
Ensuite laundry: No

Roof: Asphalt Shingle
Foundation: Poured Concrete
Property features: Fenced Yard

Fireplaces: 1

Garage: 1-car Attached
Garage spaces: 1
Parking: 2 total
Lot: 37.58 × 98.43
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: No
Waterfront: No
Exterior: Other, Stone · Deck
Fronting on: North
Cross street: Oakdale Avenue
Stories: —
Utilities: —
Laundry: —
Interior: Central Vacuum
Parking features: Private, Inside Entry, Mutual

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Main	Living Room	5.44m × 4.8m
Main	Dining Room	3.56m × 4.39m
Main	Kitchen	3.84m × 3.71m
Main	Primary Bedroom	6.78m × 3.66m
Main	Bathroom	2.01m × 2.34m
Main	Bathroom	2.13m × 2.36m
Main	Bedroom	3.66m × 3m
Main	Laundry	0.91m × 0.91m
Basement	Family Room	7.67m × 5.44m
Basement	Bedroom	3.96m × 4.39m
Basement	Bathroom	1.55m × 2.72m
Basement	Den	5.28m × 2.16m
Basement	Utility Room	9.5m × 5.41m
Basement	Cold Room/Cantina	6.4m × 5.97m

Seller signals

Price movement & seller pressure

↓ $20KPrice reduction

MLS shows the seller reduced the asking price by $20,000 (from $699,900 to $679,900).

Motivated SellerWhy this label

256 days on market — Listing has been active for 256 days — extended time on market can signal seller pressure.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

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Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX ESCARPMENT REALTY INC.

Source: TRREB/PROPTX · MLS® X12476731

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$680K

4 ELLIS Avenue · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $679,900✓ $5,199 tax✓ Gas✓ 1100-1500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,323/mo

incl. closing costs (yr 1)

Annual total

$63,875

year 1

Mortgage only

$2,579/mo

principal + interest

Beyond mortgage

$1,446/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$135,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$433/mo

Utilities

Hydro / electricity$91/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$91/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,799/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$10,073

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)48% $30,952/yr

Property taxes24% $15,272/yr

Utilities7% $4,152/yr

Insurance & security3% $1,600/yr

Maintenance11% $6,799/yr

Closing costs8% $5,100/yr

Mortgage is 48% of your true cost of ownership. The other 52% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$30,952	$2,579/mo
Government & taxes
Property tax	$5,199	$433/mo
Land transfer tax(closing)	$10,073	$839/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,092	$91/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,799	$567/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$63,875	$5,323/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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4 ELLIS Avenue

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

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Annual costs