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$659K · 3+2 bed Semi-Detached Condo · Waterloo | MyPropertyScout

$659,000

Unit 4

3+24TenantOccupied

Map

$659,000

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Unit 4

235 Shakespeare Drive · Waterloo · Ontario N2L 2T5

MLS® X12469369 · N2L 2T5

3+24TenantOccupied1600-1799 ft²Semi-Detached Condo1-car Attached$388/ft²$4,172 tax/yrBuilt 198541 yrs old

9% below market · regional est.

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

The Best Waterloo Investment Opportunity Minutes to university of Waterloo and Wlu universities. This Spacious 3+2 Bed Semi Detached Condo offers a Bright family sized Eat-In Kitchen. Finished Basement with 2 Bedroom and Laundry Area along with a Walkout to the Garage. Great for Parents or Investors!!! Condo fee Covers Roof, Window, Fence Etc.

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Property details

MLS#: X12469369
Status: Buy Now
Beds: 3+2
Baths: 4 full, 0 half
Size: 1600-1799
Style: 2-Storey
Type: Semi-Detached Condo
Year built: —

Property features: Arts Centre, Hospital, Park, Public Transit, School, School Bus Route

Condo corp #: 144
Balcony: Terrace
Locker: None
Association amenities: BBQs Allowed, Rooftop Deck/Garden
Fees include: Common Elements Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Attached
Garage spaces: 1
Parking: 3 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Stucco (Plaster)
Fronting on: —
Cross street: University Ave & Keats Way
Basement: Finished, Separate Entrance
Stories: —
Utilities: —
Laundry: Ensuite
Interior: None
Parking features: Mutual

Rooms

Level	Room	Dimensions
Main	Living Room	5.49m × 5.49m
Main	Kitchen	3.25m × 5.44m
Main	Dining Room	3.2m × 3.73m
Main	Bathroom	—
Second	Primary Bedroom	3.2m × 5.71m
Second	Bedroom	3.96m × 2.67m
Second	Bedroom	2.67m × 2.97m
Second	Bathroom	—
Second	Bathroom	—
Basement	Recreation	3.89m × 5.49m
Basement	Bedroom	2.69m × 5.18m
Basement	Bathroom	—

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX REAL ESTATE CENTRE INC.

Source: TRREB/PROPTX · MLS® X12469369

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$659K

Unit 4 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $659,000✓ $4,172 tax✓ Gas✓ 1600-1799 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,882/mo

incl. closing costs (yr 1)

Annual total

$70,582

year 1

Mortgage only

$2,500/mo

principal + interest

Beyond mortgage

$2,119/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$131,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$348/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,700 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,590/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$66/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$9,655

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)43% $30,001/yr

Property taxes20% $13,827/yr

Utilities6% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance9% $6,590/yr

Condo fees13% $9,504/yr

Closing costs7% $5,100/yr

Mortgage is 43% of your true cost of ownership. The other 57% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$30,001	$2,500/mo
Government & taxes
Property tax	$4,172	$348/mo
Land transfer tax(closing)	$9,655	$805/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,590	$549/mo
Condo fees
Condo / HOA fees	$9,504	$792/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$70,582	$5,882/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 4

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs