$505K · 3+2 bed Condo Townhouse · North I, London North

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About this home

Purpose built 3+2 bedroom condo in N/W London is finished on all 3 levels. Perfect for the inventor or growing family. This spacious condo is updated throughout in 2025.Move in ready and freshly painted throughout in a pleasing neutral decor. New laminate flooring and baseboards in the living room and new electrical outlets, switches and cover plates throughout. All blinds replaced, new vanity in basement bathroom. 5 appliances and stove and dishwasher just installed. UWO is close by, Universit…

Property details

MLS#

X12467731

Status

Buy Now

Property class

Residential Condo & Other

Beds

3+2

Baths

3 full, 0 half

Rooms

Kitchens

Size

1200-1399Exact finished sqft not on MLS feed (often MPAC-only on broker systems)

Basement

Full

Style

2-Storey

Type

Condo Townhouse

Year built

2003

Occupancy: Vacant
Washrooms: 4 pc · Basement; 2 pc · Main; 4 pc · Upper
Family room: No
Central vacuum: No
Ensuite laundry: No

Roof: Asphalt Shingle
Foundation: Concrete
Property features: Hospital, Library, Park, Place Of Worship, Public Transit, School

Condo corp #: 646
Balcony: None
Locker: None
Association amenities: Visitor Parking
Fees include: Common Elements Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Vinyl Siding, Brick
Fronting on: —
Cross street: Wonderland Rd
Stories: 1
Utilities: —
Laundry: In Basement
Interior: Floor Drain, In-Law Capability, Separate Hydro Meter
Parking features: Other

Price movement & seller pressure

↓ $54KPrice reduction

MLS shows the seller reduced the asking price by $54,100 (from $559,000 to $504,900).

Motivated SellerWhy this label

Vacant property — MLS shows vacant occupancy and the listing has been on market 120+ days.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $504,900✓ $3,252 tax✓ Gas✓ 1200-1399 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,407/mo

incl. closing costs (yr 1)

Annual total

$52,882

year 1

Mortgage only

$1,915/mo

principal + interest

Beyond mortgage

$1,485/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$100,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$271/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,049/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$30/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,573

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)43% $22,985/yr

Property taxes19% $9,825/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance10% $5,049/yr

Condo fees8% $4,363/yr

Closing costs10% $5,100/yr

Mortgage is 43% of your true cost of ownership. The other 57% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$22,985	$1,915/mo
Government & taxes
Property tax	$3,252	$271/mo
Land transfer tax(closing)	$6,573	$548/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,049	$421/mo
Condo fees
Condo / HOA fees	$4,363	$364/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$52,882	$4,407/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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About this home

MyStreetValue™ Analysis

Property details

Rooms

Price movement & seller pressure

Sales History

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Annual costs