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$550K · 1 bed Condo Townhouse · Kennedy, Hamilton | MyPropertyScout

$549,900

47 Bishop Reding Trail

12OwnerOccupied

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$549,900

A●●○○○

47 Bishop Reding Trail

Hamilton · Ontario L9B 2L7

MLS® X12435315 · Kennedy · L9B 2L7

12OwnerOccupied900-999 ft²Condo TownhouseNone$579/ft²$0 tax/yrBuilt 198541 yrs old

20% below market · regional est.

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Welcome to 47 Bishop Reding, a charming 1-bedroom, 968 sq. ft. bungalow in the sought-after St. Elizabeth Village community. Thoughtfully designed with open-concept living, spacious rooms, and modern touches, this home delivers both style and practicality. Whether youre enjoying a quiet evening indoors or taking advantage of the Villages resort-style amenities, this residence offers a wonderful balance of comfort and community living. Move-in ready and waiting for you to call it home. Property t…

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Property details

MLS#: X12435315
Status: Buy Now
Beds: 1
Baths: 2 full, 0 half
Size: 900-999
Style: Bungalow
Type: Condo Townhouse
Year built: —

Roof: Asphalt Shingle
Foundation: Slab

Condo corp #: 489
Balcony: None
Locker: None
Fees include: Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Board & Batten
Fronting on: —
Cross street: Garth Street & Rymal Rd W
Basement: None
Stories: 0
Utilities: —
Laundry: In-Suite Laundry
Interior: None
Parking features: Surface

Rooms

Level	Room	Dimensions
Main	Primary Bedroom	3.48m × 3.89m
Main	Kitchen	2.92m × 3.35m
Main	Bathroom	2.97m × 1.65m
Main	Dining Room	2.92m × 2.18m
Main	Living Room	4.7m × 5.41m
Main	Utility Room	2.97m × 2.59m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX ESCARPMENT REALTY INC.

Source: TRREB/PROPTX · MLS® X12435315

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$550K

47 Bishop Reding Trail · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $549,900✓ $0 tax✓ Gas✓ 900-999 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,715/mo

incl. closing costs (yr 1)

Annual total

$56,577

year 1

Mortgage only

$2,086/mo

principal + interest

Beyond mortgage

$1,548/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$109,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$0/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~950 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,499/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$55/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$7,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)44% $25,034/yr

Property taxes13% $7,473/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance10% $5,499/yr

Condo fees14% $7,912/yr

Closing costs9% $5,100/yr

Mortgage is 44% of your true cost of ownership. The other 56% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$25,034	$2,086/mo
Government & taxes
Land transfer tax(closing)	$7,473	$623/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,499	$458/mo
Condo fees
Condo / HOA fees	$7,912	$659/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$56,577	$4,715/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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47 Bishop Reding Trail

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs