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$799K · 5 bed Multiplex · Stinson, Hamilton | MyPropertyScout

$799,000

103 Victoria Avenue

282 DOM

53282d

Map

DOM 282

↓ $96KMotivated Seller

$799,000

↓ $96KMotivated Seller

DOM282days

103 Victoria Avenue

Hamilton · Ontario L8N 2S9

MLS® X12429826 · Stinson · L8N 2S9

53TenantOccupied2500-3000 ft²MultiplexNoneDevelopment Potential, Full282d$291/ft²Lot 23 x 145 ft$5,959 tax/yrBuilt 1916110 yrs oldDevelopment Potential, Full

282 days on market

About this home

Step into the charm of this Victorian-style triplex, a solid brick beauty filled with character and smart modern updates. Perfectly located near downtown, schools, and public transit, this property is as convenient as it is charming.Each of the three renovated suites has its own laundry and separate hydro meters. All units are above ground! Second and third kitchens have quarts countertops! Stainless steel appliances! The main level boasts a 2-bedroom suite with a grand living room with a 3-side…

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Property details

MLS#: X12429826
Status: Buy Now
Property class: Residential Freehold
Beds: 5
Baths: 3 full, 0 half
Rooms: 15
Kitchens: 3
Size: 2500-3000Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Development Potential, Full
Style: 2 1/2 Storey
Type: Multiplex
Year built: 1916

PIN: 171770064
Roll / ARN: 251803020206020
Plan: 223

Occupancy: Tenant Occupied
Washrooms: 4 pc · Ground; 4 pc · Second; 3 pc · Third
Family room: No
Central vacuum: No
Ensuite laundry: No

Roof: Asphalt Shingle
Foundation: Stone

View: City, Garden, Park/Greenbelt

Garage: None
Garage spaces: 0
Parking: 3 total
Lot: 23 × 145
Heating: Forced Air
Heating fuel: Gas
Cooling: None
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Brick, Stone · Canopy, Landscaped, Porch, Paved Yard, Patio, Deck
Fronting on: West
Cross street: Victoria Ave and Main Street
Stories: —
Utilities: —
Laundry: —
Interior: In-Law Capability, Built-In Oven
Parking features: —

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
—	—	—

Seller signals

Price movement & seller pressure

↓ $96KPrice reduction

MLS shows the seller reduced the asking price by $96,000 (from $895,000 to $799,000).

Motivated SellerWhy this label

282 days on market — Listing has been active for 282 days — extended time on market can signal seller pressure.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: HONESTDOOR INC.

Source: TRREB/PROPTX · MLS® X12429826

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$799K

103 Victoria Avenue · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $799,000✓ $5,959 tax✓ Gas✓ 2500-3000 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$6,237/mo

incl. closing costs (yr 1)

Annual total

$74,848

year 1

Mortgage only

$3,031/mo

principal + interest

Beyond mortgage

$1,710/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$159,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$497/mo

Utilities

Hydro / electricity$193/mo

≈ $0.07/ft² × ~2,750 ft² · ON avg ~$193/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$7,990/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$12,455

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)49% $36,374/yr

Property taxes25% $18,414/yr

Utilities7% $5,370/yr

Insurance & security2% $1,600/yr

Maintenance11% $7,990/yr

Closing costs7% $5,100/yr

Mortgage is 49% of your true cost of ownership. The other 51% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$36,374	$3,031/mo
Government & taxes
Property tax	$5,959	$497/mo
Land transfer tax(closing)	$12,455	$1,038/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$2,310	$193/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$7,990	$666/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$74,848	$6,237/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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103 Victoria Avenue

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

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Annual costs