$340K · 3 bed Condo Townhouse · Kincardine, Kincardine

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Unit 27

850 Walsh Street · Kincardine · Ontario N2Z 1P1

MLS® X12376225 · Kincardine · N2Z 1P1

32TenantOccupied1000-1199 ft²Condo TownhouseNone$309/ft²$1,654 tax/yr

Neighbourhood Range

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About this home

Affordable Townhouse Condo in Prime Location! Great opportunity for first-time buyers, investors, or downsizers. This multi-level condo offers an eat-in kitchen with 2-piece bath on the main floor, a spacious living room with walkout to a private patio, and 3 bedrooms upstairs with 4 piece bathroom. Recent updates to the complex include roof, siding with insulation, soffits, windows, and patio doors. This unit has gone through updates over the years and shows very nicely. Condo fees cover lawn c…

Property details

MLS#

X12376225

Status

Buy Now

Beds

Baths

2 full, 0 half

Size

1000-1199

Style

2-Storey

Type

Condo Townhouse

Year built

—

Condo corp #: 14
Balcony: None
Locker: None
Fees include: None
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Baseboard
Heating fuel: Electric
Cooling: Window Unit(s)
Fireplaces: —
Waterfront: No
Exterior: Vinyl Siding
Fronting on: —
Cross street: Durham and Walsh
Basement: Partially Finished
Stories: 1
Utilities: —
Laundry: Inside
Interior: None
Parking features: —

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $340,000✓ $1,654 tax✓ Electric✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,112/mo

incl. closing costs (yr 1)

Annual total

$37,347

year 1

Mortgage only

$1,290/mo

principal + interest

Beyond mortgage

$1,066/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$68,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$138/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~1,100 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,400/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$28/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$3,575

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)41% $15,478/yr

Property taxes14% $5,229/yr

Utilities7% $2,460/yr

Insurance & security4% $1,600/yr

Maintenance9% $3,400/yr

Condo fees11% $4,080/yr

Closing costs14% $5,100/yr

Mortgage is 41% of your true cost of ownership. The other 59% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$15,478	$1,290/mo
Government & taxes
Property tax	$1,654	$138/mo
Land transfer tax(closing)	$3,575	$298/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,400	$283/mo
Condo fees
Condo / HOA fees	$4,080	$340/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$37,347	$3,112/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 27

About this home

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Property details

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Annual costs