$390K · 1 bed Other · 4102 - Ottawa Centre, Ottawa Centre

Loading neighbourhood intel…

About this home

Live, work and play in one of Ottawa's hottest neighbourhoods! Only steps away from shopping, restaurants and more! Come live in this 735 SF super trendy 1 bed/1 bath corner unit in the sky, featuring breathtaking views of our nations Capital! Blackout blinds in bedroom. Enjoy your VIP lifestyle with club like amenities such as concierge service, indoor pool, full gym, party/meeting room, guest suites. Farm Boy on ground floor, access from parking garage as well. Underground parking and storage…

Property details

MLS#

X12367458

Status

Buy Now

Property class

Residential Condo & Other

Beds

Baths

1 full, 0 half

Rooms

Kitchens

Size

700-799Exact finished sqft not on MLS feed (often MPAC-only on broker systems)

Basement

None

Style

Apartment

Type

Other

Year built

—Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Tenant Occupied
Washrooms: 4 pc
Central vacuum: No
Ensuite laundry: No

Property features: Rec./Commun.Centre, Public Transit, Park

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick, Concrete
Fronting on: —
Cross street: Nepean Street between Metcalfe and Elgin
Stories: 20
Utilities: —
Laundry: Ensuite
Interior: None
Parking features: Underground

Level	Room	Dimensions
Main	Living Room	6.27m × 3.42m
Main	Kitchen	2.28m × 3.42m
Main	Primary Bedroom	3.32m × 3.83m

Level

Room

Dimensions

Main

Living Room

6.27m × 3.42m

Main

Kitchen

2.28m × 3.42m

Main

Primary Bedroom

3.32m × 3.83m

Price movement & seller pressure

↓ $30KPrice reduction

MLS shows the seller reduced the asking price by $30,000 (from $419,900 to $389,900).

Motivated SellerWhy this label

312 days on market — Listing has been active for 312 days — extended time on market can signal seller pressure.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $389,900✓ $4,633 tax✓ Gas✓ 700-799 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,439/mo

incl. closing costs (yr 1)

Annual total

$41,266

year 1

Mortgage only

$1,479/mo

principal + interest

Beyond mortgage

$1,141/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$77,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$386/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~750 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,899/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$4,324

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)43% $17,750/yr

Property taxes22% $8,957/yr

Utilities10% $3,960/yr

Insurance & security4% $1,600/yr

Maintenance9% $3,899/yr

Closing costs12% $5,100/yr

Mortgage is 43% of your true cost of ownership. The other 57% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$17,750	$1,479/mo
Government & taxes
Property tax	$4,633	$386/mo
Land transfer tax(closing)	$4,324	$360/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,899	$325/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$41,266	$3,439/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

Unlock Insider Deals

Sign in

Unit 2001

About this home

MyStreetValue™ Analysis

Property details

Rooms

Price movement & seller pressure

Sales History

Request a Showing

Request a Showing

Annual costs