$339K · 3+1 bed Leasehold Condo · North B, London North

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About this home

Discover modern elegance in this beautifully designed 3+1 bedroom townhouse, ideally located in Masonville, one of North Londons most desirable communities. Just moments from shopping, fine dining, entertainment, and tranquil walking trails and only minutes to Western University and University Hospital this home offers both sophistication and convenience. The main level features a bright, open layout with a sleek kitchen finished in rich cabinetry and stainless steel appliances, seamlessly conne…

Property details

MLS#

X12361922

Status

Buy Now

Beds

3+1

Baths

4 full, 0 half

Size

1200-1399

Style

2-Storey

Type

Leasehold Condo

Year built

—

Condo corp #: 765
Balcony: None
Locker: None
Fees include: Building Insurance Included, Common Elements Included
Pets: Yes-with Restrictions

Garage: 1-car Attached
Garage spaces: 1
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick Veneer
Fronting on: —
Cross street: FANSHAWE RD EAST
Basement: Finished, Full
Stories: 1
Utilities: —
Laundry: In-Suite Laundry
Interior: Water Heater
Parking features: —

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $339,000✓ $4,232 tax✓ Gas✓ 1200-1399 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,432/mo

incl. closing costs (yr 1)

Annual total

$53,186

year 1

Mortgage only

$1,286/mo

principal + interest

Beyond mortgage

$2,391/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$67,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$353/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,390/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$111/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$3,560

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)29% $15,433/yr

Property taxes15% $7,792/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance6% $3,390/yr

Condo fees30% $15,912/yr

Closing costs10% $5,100/yr

Mortgage is 29% of your true cost of ownership. The other 71% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$15,433	$1,286/mo
Government & taxes
Property tax	$4,232	$353/mo
Land transfer tax(closing)	$3,560	$297/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,390	$283/mo
Condo fees
Condo / HOA fees	$15,912	$1,326/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$53,186	$4,432/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 49

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Annual costs