$950K · 3 bed Condo Apartment · North I, London North

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About this home

Stunning corner penthouse condo on 14th floor facing south/west/north. Wonderful views! This 3 bedroom plus den offers 4 terraces/ balconies, storage unit (owned) and 3 very rare underground own parking spots. The building amenities include a guest suite, media room, exercise room and billiards room. Location is handy for Western University, hospital, shopping, golf, park and restaurants. Primary bedroom has large ensuite and Neiman Marcus system in the walk-in-closet and access to a terrace. Th…

Property details

MLS#

X12280155

Status

Buy Now

Beds

Baths

2 full, 0 half

Size

2000-2249

Style

Apartment

Type

Condo Apartment

Year built

—

Foundation: Concrete
Property features: Clear View, Golf, Hospital, Public Transit

Building name: The Northcliffe
Condo corp #: 759
Balcony: Terrace
Locker: Owned
Association amenities: BBQs Allowed, Elevator, Exercise Room, Guest Suites, Media Room, Party Room/Meeting Room
Fees include: Heat Included, Common Elements Included, Building Insurance Included, Water Included, Parking Included
Pets: Yes-with Restrictions

Garage: 3-car Underground
Garage spaces: 3
Parking: 3 total
Heating: Forced Air
Heating fuel: Other
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Concrete
Fronting on: —
Cross street: S. Carriage Road
Basement: None
Stories: 14
Utilities: —
Laundry: Ensuite
Interior: Bar Fridge, Carpet Free, Primary Bedroom - Main Floor, Separate Heating Controls
Parking features: Surface

Level	Room	Dimensions
Main	Living Room	8.95m × 5.2m
Main	Kitchen	4.66m × 3.12m
Main	Bedroom	4.43m × 6.92m
Main	Bedroom	3.37m × 5.41m
Main	Bedroom	3.37m × 5.41m
Main	Den	2.52m × 3.63m
Main	Laundry	3.77m × 1.73m
Main	Dining Room	3.78m × 3.91m

Level

Room

Dimensions

Main

Living Room

8.95m × 5.2m

Main

Kitchen

4.66m × 3.12m

Main

Bedroom

4.43m × 6.92m

Main

Bedroom

3.37m × 5.41m

Main

Bedroom

3.37m × 5.41m

Main

Den

2.52m × 3.63m

Main

Laundry

3.77m × 1.73m

Main

Dining Room

3.78m × 3.91m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $949,900✓ $7,761 tax✓ Other✓ 2000-2249 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$8,206/mo

incl. closing costs (yr 1)

Annual total

$98,467

year 1

Mortgage only

$3,604/mo

principal + interest

Beyond mortgage

$2,854/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$189,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$647/mo

Utilities

Hydro / electricity$82/mo

≈ $0.07/ft² × ~2,125 ft² · ON avg ~$82/mo · assumes gas heat

Other$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$9,499/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$82/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$15,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)44% $43,244/yr

Property taxes24% $23,234/yr

Utilities4% $4,042/yr

Insurance & security2% $1,600/yr

Maintenance10% $9,499/yr

Condo fees12% $11,748/yr

Closing costs5% $5,100/yr

Mortgage is 44% of your true cost of ownership. The other 56% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$43,244	$3,604/mo
Government & taxes
Property tax	$7,761	$647/mo
Land transfer tax(closing)	$15,473	$1,289/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$982	$82/mo
Other	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$9,499	$792/mo
Condo fees
Condo / HOA fees	$11,748	$979/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$98,467	$8,206/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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