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$338K · 2 bed Condo Apartment · Mount Forest, Wellington North | MyPropertyScout

$337,900

Unit 108

511 DOM

21511d

Map

DOM 511

$337,900

DOM511days

Unit 108

497 BIRMINGHAM Street · Wellington North · Ontario N0G 2L1

MLS® X11954806 · Mount Forest · N0G 2L1

21TenantOccupied900-999 ft²Condo ApartmentNone511d$356/ft²$1,995 tax/yr

Neighbourhood Range

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About this home

SHARP MAIN LEVEL CONDO, OPEN CONCEPT KITCHEN AND LIVING ROOM, 4PC BATH, 2 BEDROOMS, WALK IN CLOSET, UTILITY AREA, WASHER AND DRYER AREA,SPACIOUS THROUGH OUT, CONTROLLED ENTRY, GAMES ROOM, , YOUR OWN PARKING SPOT, WELL KEPT UNIT AND BUILDING, REASONABLE CONDO FEES, CLOSE TO PARKS AND RECREATION VACILITY. Monthly condo fees $393.

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Property details

MLS#: X11954806
Status: Buy Now
Beds: 2
Baths: 1 full, 0 half
Size: 900-999
Style: Bungalow
Type: Condo Apartment
Year built: —

Roof: Asphalt Shingle
Foundation: Concrete

View: Clear

Condo corp #: 108
Balcony: Open
Locker: None
Association amenities: Party Room/Meeting Room, Visitor Parking
Fees include: Common Elements Included, Parking Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Baseboard
Heating fuel: Electric
Cooling: Wall Unit(s)
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: QUEEN ST/BIRMINGHAM STREETS
Basement: None
Stories: —
Utilities: —
Laundry: Laundry Room
Interior: Water Heater, Water Heater Owned
Parking features: Surface

Rooms

Level	Room	Dimensions
Ground	Kitchen	3.3m × 3.8m
Ground	Living Room	4.7m × 5.1m
Ground	Foyer	1.2m × 2.7m
Ground	Bedroom	2.9m × 3.9m
Ground	Bedroom 2	3.3m × 5.1m
Ground	Bathroom	1.5m × 2.4m
Ground	Laundry	1.5m × 2.7m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: Royal LePage RCR Realty

Source: TRREB/PROPTX · MLS® X11954806

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$338K

Unit 108 · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $337,900✓ $1,995 tax✓ Electric✓ 900-999 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,181/mo

incl. closing costs (yr 1)

Annual total

$38,177

year 1

Mortgage only

$1,282/mo

principal + interest

Beyond mortgage

$1,146/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$67,580

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$166/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~950 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,379/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$33/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$3,544

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)40% $15,383/yr

Property taxes15% $5,539/yr

Utilities6% $2,460/yr

Insurance & security4% $1,600/yr

Maintenance9% $3,379/yr

Condo fees12% $4,716/yr

Closing costs13% $5,100/yr

Mortgage is 40% of your true cost of ownership. The other 60% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$15,383	$1,282/mo
Government & taxes
Property tax	$1,995	$166/mo
Land transfer tax(closing)	$3,544	$295/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,379	$282/mo
Condo fees
Condo / HOA fees	$4,716	$393/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$38,177	$3,181/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 108

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs