$635K · 2 bed Condo Townhouse · Pineridge/Westminster Woods, Guelph

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About this home

Rare opportunity to live on the top floor of an expertly crafted building at Suite 413 of 106 Bard Boulevard. Located in Guelph's vibrant and highly desirable South End, this 2 Bedroom, 2 Full Bathroom suite boasts over 1050 sq ft and has been meticulously cared for by the current owner, feeling like a brand-new unit! Enter the unit to find a perfect open-concept kitchen and living area, complete with high-end granite counters featuring a wrap-around bar top, creating an inviting ambiance perfe…

Property details

MLS#

X10875989

Status

Conditionally Sold

Beds

Baths

2 full, 0 half

Size

1000-1199

Style

Loft

Type

Condo Townhouse

Year built

—

Roof: Asphalt Shingle
Foundation: Poured Concrete

Fireplaces: 0

Condo corp #: 225
Balcony: Enclosed
Locker: Exclusive
Association amenities: Gym, Rooftop Deck/Garden, Party Room/Meeting Room, Visitor Parking
Fees include: Building Insurance Included, Common Elements Included, Water Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: No
Waterfront: No
Exterior: Aluminum Siding, Stucco (Plaster)
Fronting on: North
Cross street: Victoria Road South to Bard BLVD
Basement: —
Stories: —
Utilities: —
Laundry: Ensuite
Interior: None, Water Heater, Water Softener
Parking features: —

Level	Room	Dimensions
Main	Bathroom	2.41m × 2.72m
Main	Bathroom	1.68m × 2.44m
Main	Bedroom	3.05m × 4.19m
Main	Dining Room	4.06m × 2.41m
Main	Kitchen	3.28m × 2.77m
Main	Laundry	3.58m × 2.01m
Main	Living Room	4.19m × 3.25m
Main	Bedroom	2.92m × 6.1m
Main	Utility Room	1.07m × 0.84m

Level

Room

Dimensions

Main

Bathroom

2.41m × 2.72m

Main

Bathroom

1.68m × 2.44m

Main

Bedroom

3.05m × 4.19m

Main

Dining Room

4.06m × 2.41m

Main

Kitchen

3.28m × 2.77m

Main

Laundry

3.58m × 2.01m

Main

Living Room

4.19m × 3.25m

Main

Bedroom

2.92m × 6.1m

Main

Utility Room

1.07m × 0.84m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $634,900✓ $3,933 tax✓ Gas✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,394/mo

incl. closing costs (yr 1)

Annual total

$64,724

year 1

Mortgage only

$2,409/mo

principal + interest

Beyond mortgage

$1,762/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$126,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$328/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,349/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$40/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$9,173

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)45% $28,903/yr

Property taxes20% $13,106/yr

Utilities6% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance10% $6,349/yr

Condo fees9% $5,706/yr

Closing costs8% $5,100/yr

Mortgage is 45% of your true cost of ownership. The other 55% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$28,903	$2,409/mo
Government & taxes
Property tax	$3,933	$328/mo
Land transfer tax(closing)	$9,173	$764/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,349	$529/mo
Condo fees
Condo / HOA fees	$5,706	$475/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$64,724	$5,394/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 413

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