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$350K · 2 bed Detached · Rural Houghton, Norfolk | MyPropertyScout

$350,000

425 1ST CONC RD ENR Road

43 DOM

2143d

Map

DOM 43

↓ $40KMotivated Seller

$350,000

↓ $40KMotivated Seller

DOM43days

425 1ST CONC RD ENR Road

Norfolk · Ontario N0E 1G0

MLS® X10745201 · Rural Houghton · N0E 1G0

21Vacant700-1100 ft²DetachedNoneUnfinished, Partial Basement43d$389/ft²Lot 166 x 167 ft.50-1.99 ac$1,976 tax/yrBuilt 195175 yrs oldUnfinished, Partial Basement

43 days on market

About this home

Beautiful quiet country living can be yours with the 1/2 acre property with cute and cozy house, 17x 29 heated shop and 13x21 shed with big mature trees backing onto farm land. There is natural gas at the road if a buyer wishes. This scenic property is close to Lake Erie, Long Point or other numerous ports for those that love the water. All measurement and taxes are approximate.

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Property details

MLS#: X10745201
Status: Conditionally Sold
Property class: Residential Freehold
Beds: 2
Baths: 1 full, 0 half
Rooms: 7
Kitchens: 1
Size: 700-1100 (range) · 960 sq ft finished (above grade)
Basement: Unfinished, Partial Basement
Style: 1 1/2 Storey
Type: Detached
Year built: 1951

PIN: 501020138
Roll / ARN: 331054503008705

Occupancy: Vacant
Washrooms: 3 pc · Main

Lot features: Irregular Lot
Lot dimensions: 166 × 167

Roof: Metal
Foundation: Poured Concrete

Fireplaces: 0

Garage: None
Garage spaces: 0
Parking: 4 total
Heating: Forced Air
Heating fuel: Propane
Cooling: None
Pool: No
Waterfront: No
Exterior: Vinyl Siding
Fronting on: —
Cross street: South on Regional Road 28 to Fairground, right onto Fairground Rd. left on 1st Concession, property on right.
Stories: —
Utilities: —
Laundry: —
Interior: None
Parking features: Private Double, Other

Additional listing data

ListAOR: Woodstock Ingersoll Tillsonburg & Area Association of REALTORS

Rooms

Room dimensions are not available for this listing.

Seller signals

Price movement & seller pressure

↓ $40KPrice reduction

MLS shows the seller reduced the asking price by $40,000 (from $390,000 to $350,000).

Motivated SellerWhy this label

Vacant property — MLS shows vacant occupancy and the listing has been on market 120+ days.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: J. E. Newton Realty Ltd Brokerage

Source: TRREB/PROPTX · MLS® X10745201

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$350K

425 1ST CONC RD ENR Road · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $350,000✓ $1,976 tax✓ Propane✓ 700-1100 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$2,983/mo

incl. closing costs (yr 1)

Annual total

$35,795

year 1

Mortgage only

$1,328/mo

principal + interest

Beyond mortgage

$886/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$70,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$165/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~900 ft² · ON avg ~$75/mo

Propane$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,500/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$3,725

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)45% $15,934/yr

Property taxes16% $5,701/yr

Utilities11% $3,960/yr

Insurance & security4% $1,600/yr

Maintenance10% $3,500/yr

Closing costs14% $5,100/yr

Mortgage is 45% of your true cost of ownership. The other 55% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$15,934	$1,328/mo
Government & taxes
Property tax	$1,976	$165/mo
Land transfer tax(closing)	$3,725	$310/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Propane	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,500	$292/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$35,795	$2,983/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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425 1ST CONC RD ENR Road

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

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Annual costs