$879K · 4 bed Detached · Northwood Park, Brampton

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About this home

Welcome to a true gardener's paradise set on an exceptional pie-shaped lot in the heart of quiet, family-oriented "Olde Town" Brampton. This beautifully maintained 4-bedroom home exudes warmth, comfort, and pride of ownership. Step inside to a spacious foyer with neutral ceramic flooring and an elegant circular staircase leading to a sun-filled principal rooms. The large living and dining areas feature generous windows and a cozy wood-burning fireplace with a classic wood mantel- perfect for cre…

Property details

MLS#

W13493624

Status

Buy Now

Beds

Baths

3 full, 0 half

Size

2000-2500

Style

2-Storey

Type

Detached

Year built

—

Roof: Asphalt Shingle
Foundation: Concrete, Poured Concrete
Other structures: Shed, Storage
Property features: Arts Centre, Fenced Yard, Hospital, Library, Park, Place Of Worship

Fireplaces: 1
Fireplace features: Wood

Garage: 2-car Built-In
Garage spaces: 2
Parking: 6 total
Lot: 42.87 × 108.66
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: Yes
Waterfront: No
Exterior: Brick · Deck
Fronting on: North
Cross street: Chinguacousy and Queen St West
Basement: Finished
Stories: —
Utilities: —
Laundry: —
Interior: Storage
Parking features: Private Double, Private

Rooms

Level	Room	Dimensions
Main	Living Room	3.35m × 4.88m
Main	Dining Room	3.35m × 3.5m
Main	Kitchen	2.5m × 3.1m
Main	Breakfast	2.5m × 3.1m
Main	Family Room	3.35m × 4.55m
Second	Bedroom	3m × 4m
Second	Bedroom	3.1m × 3.35m
Second	Bedroom	2.7m × 3.15m
Second	Primary Bedroom	3.35m × 5.5m
Basement	Recreation	9.3m × 6.4m
Basement	Exercise Room	2.4m × 3.4m
Basement	Workshop	2m × 3.4m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $879,000✓ $6,688 tax✓ Gas✓ 2000-2500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$6,767/mo

incl. closing costs (yr 1)

Annual total

$81,198

year 1

Mortgage only

$3,335/mo

principal + interest

Beyond mortgage

$1,802/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$175,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$557/mo

Utilities

Hydro / electricity$158/mo

≈ $0.07/ft² × ~2,250 ft² · ON avg ~$158/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$8,790/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$14,055

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)49% $40,016/yr

Property taxes26% $20,743/yr

Utilities6% $4,950/yr

Insurance & security2% $1,600/yr

Maintenance11% $8,790/yr

Closing costs6% $5,100/yr

Mortgage is 49% of your true cost of ownership. The other 51% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$40,016	$3,335/mo
Government & taxes
Property tax	$6,688	$557/mo
Land transfer tax(closing)	$14,055	$1,171/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,890	$158/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$8,790	$733/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$81,198	$6,767/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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16 Cox Crescent

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Annual costs