$899K · 4+2 bed Semi-Detached · Credit Valley, Brampton

Loading neighbourhood intel…

About this home

Welcome to 32 Wasaga Rd.. A Beautiful 4+2 Bedroom, 4 Bathroom Home With Legal And Certified Income Generating Basement Apartment. Approx. 1960 Sq Ft And Featuring 9 Ft Ceilings On Main Floor. Hardwood Flooring Throughout on main & 2nd floor. Pot Lights On Main floor. Bright Open-Concept Layout With Separate Living/Dining And Family Room. Filled With Natural Light. Modern Kitchen With Large Island, Granite Counters, And Stainless Steel Appliances. Primary Bedroom With A 5 Pc Ensuite Renovated In…

Property details

MLS#

W13468264

Status

Conditionally Sold

Beds

4+2

Baths

4 full, 0 half

Size

1500-2000

Style

2-Storey

Type

Semi-Detached

Year built

—

Roof: Shingles
Foundation: Poured Concrete

Fireplaces: 1
Fireplace features: Natural Gas

Garage: 1-car Attached
Garage spaces: 1
Parking: 3 total
Lot: 23.79 × 100.07
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: No
Waterfront: No
Exterior: Brick, Stone · Patio
Fronting on: North
Cross street: Mississauga Road/ William Pkwy
Basement: Apartment, Separate Entrance, Finished
Stories: —
Utilities: —
Laundry: —
Interior: Accessory Apartment, Auto Garage Door Remote, Water Heater, Carpet Free
Parking features: —

Rooms

Level	Room	Dimensions
Ground	Family Room	3.048m × 4.572m
Ground	Dining Room	3.048m × 5.182m
Ground	Living Room	3.048m × 5.182m
Ground	Breakfast	2.515m × 3.352m
Ground	Kitchen	2.515m × 3.658m
Second	Primary Bedroom	3.785m × 4.724m
Second	Bedroom 2	2.794m × 4.419m
Second	Bedroom 3	2.413m × 3.124m
Second	Bedroom 4	2.74m × 2.962m
Basement	Living Room	2.743m × 5.334m
Basement	Kitchen	2.388m × 2.353m
Basement	Bedroom	2.964m × 2.964m
Basement	Bedroom 2	2.743m × 2.921m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $899,000✓ $5,835 tax✓ Gas✓ 1500-2000 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$6,786/mo

incl. closing costs (yr 1)

Annual total

$81,436

year 1

Mortgage only

$3,411/mo

principal + interest

Beyond mortgage

$1,713/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$179,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$486/mo

Utilities

Hydro / electricity$123/mo

≈ $0.07/ft² × ~1,750 ft² · ON avg ~$123/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$8,990/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$14,455

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)50% $40,926/yr

Property taxes25% $20,290/yr

Utilities6% $4,530/yr

Insurance & security2% $1,600/yr

Maintenance11% $8,990/yr

Closing costs6% $5,100/yr

Mortgage is 50% of your true cost of ownership. The other 50% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$40,926	$3,411/mo
Government & taxes
Property tax	$5,835	$486/mo
Land transfer tax(closing)	$14,455	$1,205/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,470	$123/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$8,990	$749/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$81,436	$6,786/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

Unlock Insider Deals

Sign in

32 Wasaga Road

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

Request a Showing

Request a Showing

Annual costs