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$729K · 2+2 bed Detached · Rockcliffe-Smythe, Toronto | MyPropertyScout

$728,888

128 Northland Avenue

12 DOM

2+2212d

Map

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DOM 12

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$728,888

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128 Northland Avenue

Toronto · Ontario M6N 2E2

MLS® W13450598 · Rockcliffe-Smythe · M6N 2E2

2+22Vacant700-1100 ft²Detached2-car Other12d$810/ft²Lot 20 x 120 ft$3,250 tax/yr

12 days on market

About this home

Welcome to a wonderful opportunity in family-friendly Rockcliffe-Smythe! This charming 2-bedroom detached bungalow is warm, inviting, and full of potential, making it an ideal choice for first-time buyers, downsizers, or anyone looking for a great condo alternative with outdoor space. The main floor offers comfortable living areas with easy-to-maintain laminate flooring, a bright kitchen with ceramic floors, and a walkout to the yard. The spacious basement apartment, featuring over 6 ft ceiling…

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MyStreetValue™ Analysis

$531,728 – $951,634estimated range

Midpoint: $713,761

Property details

MLS#: W13450598
Status: Buy Now
Beds: 2+2
Baths: 2 full, 0 half
Size: 700-1100
Style: Bungalow
Type: Detached
Year built: —

Roof: Other
Foundation: Other

Garage: 2-car Other
Garage spaces: 2
Parking: 2 total
Lot: 20 × 120
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Stucco (Plaster)
Fronting on: North
Cross street: Weston Rd/Rogers Rd
Basement: Apartment, Finished
Stories: —
Utilities: —
Laundry: —
Interior: Other
Parking features: Front Yard Parking

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Main	Living Room	3.11m × 4.82m
Main	Primary Bedroom	3m × 3.1m
Main	Kitchen	3m × 4.68m
Main	Bathroom	1.5m × 2.35m
Main	Bedroom 2	2.8m × 3.1m
Basement	Kitchen	4.31m × 4.6m
Basement	Bedroom 3	2.8m × 4.4m
Basement	Bathroom	1.5m × 1.9m
Basement	Bedroom 4	2.7m × 4.5m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: SUTTON GROUP REALTY SYSTEMS INC.

Source: TRREB/PROPTX · MLS® W13450598

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$729K

128 Northland Avenue · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $728,888✓ $3,250 tax✓ Gas✓ 700-1100 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,453/mo

incl. closing costs (yr 1)

Annual total

$65,434

year 1

Mortgage only

$2,765/mo

principal + interest

Beyond mortgage

$1,308/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$145,778

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$271/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~900 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$7,289/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$11,053

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)51% $33,182/yr

Property taxes22% $14,303/yr

Utilities6% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance11% $7,289/yr

Closing costs8% $5,100/yr

Mortgage is 51% of your true cost of ownership. The other 49% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$33,182	$2,765/mo
Government & taxes
Property tax	$3,250	$271/mo
Land transfer tax(closing)	$11,053	$921/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$7,289	$607/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$65,434	$5,453/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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128 Northland Avenue

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs