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$1.40M · 4 bed Detached · 1023 - BE Beaty, Milton | MyPropertyScout

$1,399,999

1098 Hepburn Road

44OwnerOccupied

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$1,399,999

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1098 Hepburn Road

Milton · Ontario L9T 6X5

MLS® W13450592 · 1023 - BE Beaty · L9T 6X5

44OwnerOccupied2500-3000 ft²Detached2-car Attached10d$509/ft²Lot 45.9 x 80.4 ft< .50 ac$5,927 tax/yrBuilt 200323 yrs old

16% above market · 10 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Nestled on a quiet, family-friendly street in a highly desirable location, this meticulously maintained 4-bedroom home offers the perfect blend of comfort, style, and convenience. Step outside to a private backyard oasis featuring beautifully manicured gardens-ideal for relaxing, entertaining, or enjoying peaceful outdoor living. Inside, you'll find spacious, light-filled living areas with 9-foot ceilings, a neutral colour palette, and elegant hardwood flooring throughout the main and upper leve…

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MyStreetValue™ Analysis

$1,085,967 – $1,242,483estimated range

Midpoint: $1,209,358

Property details

MLS#: W13450592
Status: Buy Now
Beds: 4
Baths: 4 full, 0 half
Size: 2500-3000
Style: 2-Storey
Type: Detached
Year built: —

Roof: Asphalt Shingle
Foundation: Poured Concrete
Property features: Park, Public Transit, School

Fireplace features: Family Room, Natural Gas

Garage: 2-car Attached
Garage spaces: 2
Parking: 4 total
Lot: 45.93 × 80.38
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: No
Waterfront: No
Exterior: Brick, Shingle
Fronting on: North
Cross street: Hepburn Rd & Thompson Rd
Basement: Finished
Stories: —
Utilities: —
Laundry: —
Interior: Carpet Free, Central Vacuum, Sump Pump, Water Heater
Parking features: Private

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Main	Dining Room	4.27m × 3.66m
Main	Living Room	3.58m × 3.81m
Main	Family Room	3.89m × 5.28m
Main	Kitchen	3.66m × 3.28m
Main	Breakfast	3.05m × 3.86m
Second	Primary Bedroom	3.99m × 7.01m
Second	Bedroom 2	3.05m × 3.48m
Second	Bedroom 3	3.05m × 3.48m
Second	Bedroom 4	3.05m × 3.66m
Second	Loft	2.54m × 3.07m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RIGHT AT HOME REALTY

Source: TRREB/PROPTX · MLS® W13450592

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$1.40M

1098 Hepburn Road · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $1,399,999✓ $5,927 tax✓ Gas✓ 2500-3000 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$10,017/mo

incl. closing costs (yr 1)

Annual total

$120,206

year 1

Mortgage only

$5,311/mo

principal + interest

Beyond mortgage

$2,208/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$280,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$494/mo

Utilities

Hydro / electricity$193/mo

≈ $0.07/ft² × ~2,750 ft² · ON avg ~$193/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$14,000/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$24,475

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)53% $63,734/yr

Property taxes25% $30,402/yr

Utilities4% $5,370/yr

Insurance & security1% $1,600/yr

Maintenance12% $14,000/yr

Closing costs4% $5,100/yr

Mortgage is 53% of your true cost of ownership. The other 47% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$63,734	$5,311/mo
Government & taxes
Property tax	$5,927	$494/mo
Land transfer tax(closing)	$24,475	$2,040/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$2,310	$193/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$14,000	$1,167/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$120,206	$10,017/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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1098 Hepburn Road

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs